How to Stay Out of Debt This Holiday Season

Girl with Santa Hat

Christmas PackageWe’re almost there! Where did the time go? All of a sudden there are wreaths and red bows and holiday cheer all around us. That only means one thing: it’s time to spend all your hard earned money on holiday shopping at your local mall. In fact, according to the National Retail Federation, the average American spends over $800 on Christmas gifts each season!

With money kept on a tight budget, how can you possibly manage to buy gifts for all the important people in your life without going completely broke? It’s hard enough in the winter, being low on money certainly won’t help. Fortunately, the holiday loans experts at My Tio Rico are here for you. We have plenty of temporary financial relief options ranging from auto title loans to holiday loans. Here’s some ways you can maintain a solid number in your bank account while still enjoying the holiday cheer with your friends and family. (more…)

Tips on Borrowing Money Responsibly

Signing Loan

Want to know how you can always borrow money responsibly? It doesn’t matter whether from a bank, a friend, another lender, or even the Albuquerque title loan experts at My Tio Rico. Following these best practices while borrowing money is sure to keep you in good standings and acting responsibly. (more…)

Happy Veterans Day from My Tio Rico!

American Flags

Happy Veteran’s Day from all the experts at your favorite auto title loans lender!

My Tio Rico would like to thank each and every person who has or currently is serving for our country. Each of you are the reason that our citizens feel safe and are able to do all of the things we can do on an everyday basis. The dedication and sacrifices you have made and continue to make for the United States of America are what makes our country the best it can be and a wonderful place to call home. The auto title loans experts at My Tio Rico would also like to thank the friends and families of all those who are honored on this day.

Why Borrow Cash? Find Out Here!

Stack of Cash

Money is borrowed every day, all over the world, for many different reasons. These reasons include medical bills, costs of schooling, gifts, vacations, putting a down payment on a home and many more. No matter what your reason to borrow is, Tio Rico has several different options for fast cash loans.

My Tio Rico can get you approved for fast cash loans the same day you apply! With our friendly customer service representatives and fast cash loans experts, your financial strain will become stress-free! The processes we provide our clients are quick, easy, and we will help you throughout the entire paperwork process so that you understand every piece of it. We’re always happy to answer any of your questions and point you in the best financial direction.

In order to become instantly approved for one of our programs, all you have to do is come by one of our My Tio Rico locations with these three items:

  1. Your vehicle (auto title loans only)
  2. Proof of income
  3. Government issued identification

Want to learn more? There are several ways to contact one of our fast cash loan experts. Stop by your nearest Tio Rico location today or simply fill out the form to your right. We look forward to getting to know you and helping you become approved for the fast cash loans you deserve!

What Can Phoenix Auto Title Loans Teach You About Bad Credit?


Is the Phoenix auto title loans program the answer to your bad credit? You may not know that people take out loans for a lot of different reasons. Sometimes it’s to pay off their bills, pay an unexpected medical expense, or pay a down payment on a new house or car. However, no matter the type of loan, My Tio Rico’s Phoenix auto title loans or personal loans are definitely worth taking a look at. Whether you have bad credit or not, the lenders at Tio Rico will not discriminate and will always help you to get on the path to being approved and building better credit. (more…)

4 Easy Ways to Prevent Identity Theft

Ways to Prevent Identity Theft

You probably read about it all the time, someone’s identity being stolen. You may even get notifications or email about there being a security breach within a company you subscribe to, and that they recommend you get a new card because of it. No matter what you know about identity theft, it’s a crime that’s been growing all around the world. The New Mexico title loan experts at Tio Rico want to keep you save and share with you four simple ways you can protect yourself and your family from becoming a victim: (more…)

5 Ways to Provide Temporary Relief When Paying Bills


Unexpected events occur frequently, which means unexpected expenses will shortly follow. If you need help paying bills, there’s no need to feel embarrassed. When your emergency savings or health insurance program doesn’t cover something, don’t worry! My Tio Rico have many options, including Tucson auto title loans, that can help you get through the hard times without stressing. Check out the expert solutions My Tio Rico can offer you for temporary financial relief. (more…)

Need Help Paying for Your Honeymoon?

Champagne Toast

In light of our last blog post on how to use personal loans and auto title loans Tucson AZ programs to help save on your wedding, we’ve compiled a list on how to pay for the next phase of your wedding: the honeymoon! In addition to the financial hurdle that is your wedding, planning and paying for a honeymoon directly after requires a lot of budgeting and available funds. In addition to not having to deal with financial restraints on your wedding, here’s how to save on your vacation of a lifetime.

10 Uses For a Personal Loan

personal loans graphic

There are so many ways you can use the Tio Rico personal loans Arizona program to help benefit your financial state and happiness. Among monetary benefits, personal loans can carry much lower rates than credit cards, not requiring any collateral and granting you allowance to borrow a certain amount which you can then pay back in several installments.

With a personal loan, you can pay off your debt without the temptation and ease of swiping a credit card. In addition, as soon as you pay off your debt from our personal loans Arizona program, you’re completely done in regards to responsibilities to that program. (more…)

3 Easy Ways to Save On Your Wedding


Many women fantasize about their wedding years before they even meet the love of their life. From choosing the color scheme, the dress, the flowers, the decorations it’s all ideal, but rarely do they ever think about the cost.

One of the most unromantic things about a wedding is the price tag it holds. Like all events, weddings are extremely closely with the average wedding cost being upward of $30,000. My Tio Rico knows you have other things you would rather spend that huge chunk of change on. In addition to websites like Pinterest, there are dozens of resources available to help you create a perfect DIY wedding at a very low cost. There are plenty of ways to save you bank account without sacrificing your dream day. The experts at My Tio Rico are here with 3 easy ways on how Tucson title loans can help you save money on your upcoming (or future) wedding.


The Best Places to Travel This Fall, On a Budget


Are you getting antsy to do some fall traveling? Why wait?! Fall is one of the best times to go on an adventure, and for following destinations, having small budget doesn’t matter! The Albuquerque NM title loans experts at My Tio Rico have compiled a list of affordable and exciting cities they recently visited that are up and coming when it comes to travel. Check out these locations around the United States that’ll get you itching to pack up your suitcase and hit the road! (more…)

5 Back to School Shopping Tips

School Supplies

This time of year, it’s hard not to see commercials or read blogs about the all the  back-to-school sales at all your favorite stores. If you want to get the most out of your money while getting the kids ready for school ahead of time, why not take advantage of these sales the right way? Save big for the upcoming school year by following these 5 special My Tio Rico tips. (more…)

4 Tips for Staying Ahead of Your Bills

financial planning

The  unexpected, high-cost events that occur in life always seem to come when money is tight. Sometimes these costs leave us falling behind on our regular monthly bills. Between expenses for rent, electricity, water, cell phone, car, insurance bills and more, it’s hard to keep up with all these varying due dates. It doesn’t matter if you’re short on funds or living paycheck-to-paycheck, being late can impact your credit and cause some serious consequences. Tio Rico are here to help make sure that you  avoid eviction, pesky late fees, and a plummeting credit score. Here are our top 4 tips to staying on top of your bills:

ATTN College Freshmen: Learn How To Manage Your Money At School!


College is an exciting new time in life, but with knowledge comes debt. From textbooks to crazy tuition prices on the rise, many people are wondering how they’re going to be able to afford it. Although getting through four years of college while staying in good financial standing is almost impossible nowadays, the experts at My Tio Rico have the right tips to keep you on track to saving as much as you can during the school year.

Stop Impulsive Spending Today!


Impulse buying: we’ve all done it. Whether in the grocery store, at the gas station, or in your favorite clothing store, an impulse buy usually pertains to purchasing something unnecessary without having planning to  do so in advance. This type of buying tends to happen when we’re bored or in an extreme of emotion. However, this type of expense can add up rather quickly. Learn what you can do in order to avoid these impulse buys or what you can do to make up for that loss by applying for loans in Arizona through My Tio Rico! (more…)

Is Your Energy Bill Outrageous?


We all dread it, costly summer energy bills. Do you ever brace yourself before opening the envelope or as the online payment page opens? The summer can be the best time for a lot of things, but overpaying on your energy bill because of the heat isn’t one of them! Lucky for you, the New Mexico car title loans experts at My Tio Rico know just what you can do to ensure that you aren’t overspending on your bills. Check out the following tips in order to save money–and energy–now!

1. Set your thermostats
Setting the thermostat and maintaining it at the same level should decrease your energy by at least a small amount. It’s also a good idea to make sure that your kids stay away from turning it up or down. (more…)

Get the Ultimate Checklist for First Time Home Buyers

Home for Sale

Buying your first house is unequivocally one of the most overwhelming, yet exciting experiences you can go through. The process involves seemingly endless amounts of paperwork, infinite choices, and tons of other things you need to be on top of at any given moment. The Auto Title Loans Arizona experts at My Tio Rico have compiled a step-by-step guide to help you make sure you know exactly what you’re doing while maintaining a good idea of your finances, visits, and sanity!

Does It Make Sense To Apply For a Personal Loan?

personal loans graphic

“what is a personal loan?” Well, a personal loan is a specific type of unsecured loan, “unsecured” meaning that you don’t put up collateral for the loan. In fact, when you take out a personal loan, you’ll almost immediately receive the amount borrowed from your lender in a lump sum and then repay whatever was borrowed with fixed payment terms and a set interest rate. (more…)

Healthy, Low-Cost Summer Meal Planning

Grocery Carts

Like most Americans, you probably spend a big part of your budget on food and groceries. Typically, the average family’s food costs per month average about $800. For many of these families, it may be hard to stay on a healthy diet because quantity can overpower quality when it comes to being on a tight grocery budget. Children in these families may be more apt to consume foods that have higher calories and lower nutrients than other options, ultimately leading to a greater possibility of long-term health problems and obesity.

Healthy eating is absolutely worth the investment. Shopping for items that are exclusively organic may be unrealistic and may break the budget but with a little planning and creativity you can create healthier meals and provide nutritious snacks for your family. The goal of this post is to show you that you can shop healthy while still staying in your budget this summer. (more…)

How to Choose the Right Auto Title Loan Lender– Even If You Have Bad Credit


If you’re looking into auto title loans, you may have seen mixed reviews about this loan product come up in your research. It is always good to ways the pros and cons of a big financial decision but if you have bad credit a title loan may be a good choice for you. The benefit of taking out a title loan is that it offers cash almost immediately after you’re approved. You can use this instant cash opportunity to pay off that unexpected medical bill or other high-interest debt. In turn, by paying off your debt and responsibly paying back the auto title loan you can boost your low credit score.