Tio Rico Te Ayuda Auto Title Loans, ANFS Inc. is honored to have been nominated as one of the 2012 Best Places to Work in the Valley. The award is sponsored by The Phoenix Business Journal and facilitated by Quantum Workplace software and looks to determine some of the best places to work in the Valley of the Sun or Phoenix Metropolitan Area.
It’s still early in the survey, so check back soon for more details or browse a PDF of last year’s winners from The Phoenix Business Journal website.
Personal loans in Arizona are a specific type of loan where the loan is made without using any collateral. For example, an auto title loan requires the title of an automobile to be placed as collateral while a personal loan is not collateralized. Generally, personal loans (also called signature loans or unsecured loans) is for a small amount (between $100 and $1000) and are used for smaller purchases or unexpected expenses. Personal loans in Arizona are best for short-term loans between 1 to 5 years. (more…)
Auto title loans are offered by auto title lenders who offer financing options to lenders. Auto title loans are short term loans offered as advance cash after the borrower pledges his car as collateral against the loan. The cash given is only of a fraction amount compared to the actual value of the car. The amount you wish to borrow varies from person to person. Generally, the amount borrowed is 50% of the car value. (more…)
Car title loans are acquired by transferring the car title in exchange of cash. Since they are very short-term secured loans, they tend to have a large interest rate compared to other sources of credit. People going through financial crises are mostly at risk of defaulting, therefore lenders feel the need of high-interest rates in case a borrower is unable to repay back in the credit period given. The lender will evaluate the wholesale market of the vehicle and will give you a loan according to what he thinks is best. In certain cases, the lender withholds your car until you return the loan. In others, lenders apply GPS tracking on cars or take duplicate keys for security. (more…)
Most of us have been in the position where we need cash to tide us over until the next paycheck. If you don’t have a friend or family member available to provide you with a loan, you have another option: an auto title loan. In most cases, all you need is a clean car title, although, for larger loans, you may also need to show proof of full coverage car insurance.
The best part is that you don’t need to have a good credit rating. This is because instead of your credit history serving as proof that you will pay back the money, your car’s value is. For many with no credit history or a bad credit record, an auto title loan is one of the very few options available for getting money quickly. (more…)
When you need emergency cash, one option you have to get a quick loan is a car title loan if you have a valid title that shows you own a car, truck, motorcycle, or RV. This type of loan is made against the equity of the vehicle. As long as you make your payments on time, you can continue to use your vehicle as you normally would.
The auto title loan industry is regulated by state and federal laws. These types of loans are perfectly legal in Arizona, and the state agency that licenses auto title loan companies is the Department of Financial Institutions. In the state statutes, auto title loan companies are referred to as “secondary motor finance companies.” (more…)
Do you need some cash to keep you afloat until your next paycheck? Or maybe you encountered an unexpected financial emergency and need cash as soon as possible to resolve it. When you need cash fast, an auto title loan can be an option, even if you don’t have good credit. All you need is a car with a clean title (and in some cases, proof of auto insurance.)
The value of the car is used as collateral for the loan. But you can still use the car as you pay back the loan. In most cases, you can apply and be approved for an auto title loan in less than a half hour. (more…)