3 Reasons Why Your Budget Is Not Working For You

Money

As we get older, we all try our best to manage our spending better. Growing up comes with more responsibilities, and with more responsibilities comes more expenses. Because of this, it’s important to ensure that the money we are working hard for is going towards our goals and values. But setting a budget for yourself doesn’t always work out as planned. It’s important to create a budget that is realistic for your lifestyle and you are able to stick to. Here are some of the main reasons why budgets fail and some ways to avoid them so you can start getting your finances in order for the rest of the year, and future years to come. (more…)

How to Pay for Last Minute Summer Vacations (Without Using a Credit Card!)

Beach Surf

Summer is almost over, but it’s not too late to still sneak in a vacation. You may be thinking that there is no way you can afford one more trip this summer without maxing out your credit cards. Before you pull out the plastic for your trip, you might want to explore some simple funding alternatives. With a little creativity could save you a lot of money in financing your last-minute getaway. (more…)

Having a Baby is Expensive! Tio Rico Can Help!

Pregnant Belly

Congratulations!
Here at My Tio Rico, we’re always excited to welcome a new life into the world, so from our family to yours, congratulations to all the expecting parents. Summer and Fall are wonderful times to welcome a baby, especially in warmer climates like California, where a hot day is a perfect opportunity to turn up the air conditioning or open the windows and dedicate some time to creating an inviting new space for baby.

Big Changes on a Small Budget
A new baby means an even tighter budget, but creating a beautiful nursery doesn’t have to break the bank. Turning that spare room into a comforting space to bond with baby can be easy with a little creativity and effort. Repurposing things you already own, creating DIY works of art, and purchasing items from a second-hand store will transform part of your home into a cozy corner to spend time with your new little bundle of joy. (more…)

5 Unexpected Ways to Make Extra Money

Dollar Bill

At one time or another, we all need a little extra cash in our pocket. If you need a steady stream of extra income, a part-time job may be your best option, but if you just need a little extra cash for a vacation, home renovation, or something else, here a few ways to get the money you need. (more…)

4 Bad Financial Habits You Might Be Teaching Your Kids

Parents

If you are a parent, you have most likely seen some of your imperfections come to light through the actions or words that come from kids. Kids and teens are constantly observing what you do and also see how you manage your money on a day-to-day basis. As much as you try to teach them the best way to manage their money and make smart decisions they are bound to pick up on the habits you practice, whether they are intentional or not. It’s important to be aware of how we handle our money and that we are not only making smart financial decisions for ourselves and our family but smart decisions that we want our children to practice as well. (more…)

Want to Remodel Your House? Get a Title Loan!

House

It’s that time to spruce up your home. Whether it’s new paint colors on the wall or your kitchen needs updated cabinets or new appliances, these updates cost money. Get started on your project today with one of these three types of financing that will help you complete your home renovations. (more…)

How to Get Personal Loans for Bad Credit

Money

We all have enough responsibilities to stress about on a day-to-day basis; the last thing we should have worry about is our credit score and not getting the financing we need when we need it most. Personal loans are a fast, easy short term cash loan where you can borrow anywhere between $100 and $1000, depending on how much you qualify for. The truth is, finding a lender that offers personal loans for bad credit can be hard to come by. The lower your credit score is, the harder it may be for you to find a loan you can qualify for. (more…)

Top 4 Best Family Summer Vacation Ideas

Beach

Our favorite season is right around the corner and we all know what that means. It’s time to start planning a family summer trip! However, coming up with a list of summer vacation ideas when you’re on a budget can be a difficult task. You want to please your spouse and family without breaking into your savings, we get it. That’s why we’ve gone ahead and done the hard work for you and created a list of our top 5 favorite family summer vacation ideas. (more…)

5 Backyard Projects to Get Started on This Weekend

BBQ

Outdoor parties and barbecues are a must for warm weather. When the days are longer and warmer you’ll want to spend as much time outside as possible, so why not turn your backyard into your oasis? Here are a few simple weekend projects to get your backyard ready for entertaining guests, quality family time, or a place of rest and relaxation. (more…)

Tio Rico – A Title Loan Company That Will Save You Cash!

Hundred Dollar Bills

Getting an auto title loan with Tio Rico is so easy! We offer friendly service, require little paperwork, and you get access to extra cash, quickly. For years, our knowledgeable staff has helped individuals and families throughout Arizona and New Mexico get the money they need when they need it. When unforeseen expenses come up, instead of feeling discouraged, just stop by Tio Rico’s title loan company for help. Whether you have great credit, no credit history or bad credit auto loans are still an option for you! We will work with you step by step, but the process is quite simple. (more…)

Summer Financial Tips: New Mexico Title Loans Can Help

Child in Sprinkler

Summer is right around the corner, and we all know summer comes with the desire to go out with friends, plan a fun vacation, hang out at the beach and do other fun activities. The bad news is that most of these activities come with a price. That’s why we’ve created this list of helpful tips for how to get through the summer doing all the things you’ve been waiting all winter to do on a budget. (more…)

4 Tips for Frugal Summer Road Trips: Get Extra Cash with Car Title Loans

Sunny Driving

This summer, even if your budget is tight, you can still go on a vacation. With expensive and excessive airline charges on the rise, this may be the year to take a road trip in order to save a little extra cash. Often times car title loans can be the best way to ensure your summer is one to remember. With the proper preparation, you will have family fun and an inexpensive vacation that you will always remember. (more…)

What Is a Personal Loan and How Can I Get One?

Cash

Summer is around the corner and the time for vacations, home repairs, or car maintenance are quickly becoming your priority. When you need a little extra money to balance out the bigger expenses in your life, getting a personal loan may just be the solution that you were looking for all along. Forget credit card debt, when you get a personal loan through Tio Rico, we will sit down with you to determine a budget and discuss a payback schedule that will work for you. Many customers come to us asking, “What is a personal loan and how can I get one?”. Before you even walk through our doors, we will break down the details of a personal loan. (more…)

This Spring Get Auto Title Loans With Tio Rico!

Saw

Home Projects That Can Easily Be Completed with Auto Title Loans

Spring is officially here! It’s the season of new life, as well as the season of giving your home a really deep clean. We offer some of our best cleaning tips to help you get your home clean in no time. You can get a loan from Tio Rico, quickly and easily, in order to get started on those projects as soon as possible! With auto title loans, you can get between $100-$1000 almost instantly, allowing you to then tackle some of the home improvement projects this Spring under $1000. (more…)

4 Advantages of Getting a Loan with Tio Rico Title Loan Company

money loans

Are you looking for some extra cash this Spring? Perhaps you have home repair projects lined up, a Spring vacation around the corner, or maybe you just need a little money to hold you over until your next paycheck. If that’s the case, then an auto title loan is the perfect solution for you! Tio Rico is an auto title loan company that will help you get the money you need, quickly. There are many advantages to getting an auto title loan or personal loan from Tio Rico that can alleviate the stress from your financial situation. Here are our customers’ top 4 reasons to get a loan through Tio Rico. (more…)

Looking for the Best Auto Title Loans?

Ford Mustang

Sometimes we need a little extra cash to get ahead on bills, paying for school books, new appliances– you name it! Tio Rico offers a simple solution with auto title loans. Within minutes and with minimum requirements, you could have your cash in hand.

We know what you are thinking. Your credit score is not where you would like it to be, or perhaps you have no credit at all. That’s okay! Our experienced customer service representatives have worked with thousands of people to get them the loans they need when they need them. Here’s what you need to know to get started. (more…)

5 Easy Steps to Getting an Arizona Title Loan

desert

We get it. We all need a little extra money to help pay the bills, buy new appliances when they break, or buy new books and supplies for school. Tio Rico offers a solution simple solution, a title loan. Here are 5 simple steps to attain your Arizona title loan and get the financial relief you need. (more…)

Need Money for Holiday Gifts and Events? Auto Title Loans Might Just Be the Answer!

Christmas Gifts

Still need a little extra cash before the holidays for presents, parties, or even bills? Don’t worry, there is still plenty of time to get loans from Tio Rico. We understand that cash flow can be tight this time of year, so we offer a simple solution that will help your family to relax and enjoy the holiday season. You can get a cash loan in as little 30 minutes, be off to finish your shopping, and back home relaxing before you know it. If you have a vehicle, a clear or lien-free car title, a picture ID and a checking account or debit card from your employer you can get approved for a personal loan (if you are a resident of New Mexico and Arizona) up to $1,000. (more…)

Looking For a Little Extra Cash This Holiday Season? How About a Title Loan!

Christmas Tree Lights

Let’s face it, the holidays are here, and you need extra cash for gifts and parties. We all do! An easy way to boost your financial situation during the holiday season is by picking up some side jobs and even getting a little creative. Here are our top picks for making a little extra money while still being festive.

Hang Christmas Lights or Decorate
Holidays mean decorations and Christmas lights. Many people want all the glitz without the hassle. So this year offer your services to friends, family, and even businesses. Start by looking around your neighborhood for signs and then check Craigslist for ads. You may not be a professional Christmas decorator, but anyone can string some lights and set up some reindeer. You can even charge a little more to come by after the holidays to take them down – double win in my book. (more…)

Best Ways to Save Money This Season – Plus Holiday Loans!

Ornament

The holidays are right around the corner, you are probably feeling like you have more cheer than cash this season. Many families around the country are experiencing the pressure of the financial crunch when planning all the gifts they need to purchase for family, friends, and parties. How can you celebrate bigger and better, but with less cash this holiday season? Don’t worry there are many ways to save money other than going shopping at big shopping centers and spending too much money. Be we offer a few simple ways to save a little cash this season, so you can focus on spending quality time with your loved ones. (more…)