Building Your Credit Score

Young girl

Everyone starts from zero with credit scores and should pay attention to their credit, even when new to work and personal finances. Your credit score is based on information from major credit reporting bureaus, which aren’t created until you’ve had credit in the form of revolving credit (credit cards) or loans. Most people won’t have a credit score before 18 years of age, here are some helpful insights on how to build your credit score. (more…)

10 Ways for Teens to Earn Money

Girl on Laptop

Hanging out with friends, auto expenses, electronics, and saving for future expenses like college and big purchases are just some of the things today’s teens need to fund. There are many ways teens can earn money. Read on to learn how to earn money as a teenager. (more…)

What is a Good Rate for a Personal Loan

Counting Money

Most people know that when they borrow money, they are going to pay it back plus interest. The amount of interest is called the interest rate. It is worth understanding a good rate for a personal loan when you need quick personal loans. (more…)

5 Alternatives to Auto Title Loans

Cash Rolls

When you need some money fast for an emergency or unexpected expense, you could take an auto title loan if you own your vehicle free and clear. And if your vehicle has enough value to secure the amount you need. But what if you don’t have a clear title? Or is your vehicle an older or low-value model? You may not be able to get a loan with your vehicle, but there are alternatives to auto title loans in Arizona. (more…)

What is a Title Loan and How Does It Work

Money

When your credit isn’t great and you need some funds, you may look into getting a loan somewhere that will accept low credit scores. Title loan lenders aren’t as stringent about credit history and usually have other terms for lending. A short-term loan with your car as collateral may fit your needs. (more…)

5 Habits of Debt-Free People You Can Start Today

Happiness

Do you have credit card debt? Retail store credit? Student loans? Are you making payments on a payment plan to the IRS or for medical debt? These are common forms of debt that people live with. But if you would rather not live this way, you need to start following the good financial habits of people who live debt-free. (more…)

Tio Rico Blog – Planning a Memorable Date in Glendale, AZ

arizona

Dating doesn’t have to mean expensive venues and fancy plans unless it’s a very special occasion and that is what you want. Making magical moments can be pricey, but fortunately, Glendale, Arizona is home to many fun and interesting attractions and events that don’t have to cost a lot. You’ll never have to look far for something memorable and meaningful to do on a date here. (more…)

How to Pay Off Debt While Living Paycheck to Paycheck

bills

Monthly rent or mortgage payments, trying to build an emergency fund, planning for retirement, or even choosing between groceries or other necessities and paying utilities – many people struggle with money issues on a regular basis. You should be able to feel comfortable with money issues and confident that you can manage them instead of your money issues stressing you out and causing you problems. (more…)

Where is the Best Place to Get a Personal Loan?

Money Collage

When you run into an unexpected expense, sometimes you need a personal loan to take care of things. Other reasons you may need a personal loan include home remodel, moving costs, appliance purchases, vacation costs, and wedding expenses. (more…)

Fun Things to Do in Avondale with Kids

Father and Son

Everyone needs to get away for a bit or could use some fun activity from time to time. With kids, it often means getting out of the house and having a little adventure, which is always good for the hearts and minds of everyone in the family. You don’t have to over-prepare or save up for every weekend get-away or an entertaining day trip. You can do fun things in Avondale with the kids even if you don’t have a recreation budget. (more…)

How to Pay Off Medical Bills

Medical Bill

One accident or illness can take you from having zero medical debt to owing hundreds or thousands of dollars. Even if you have quality medical insurance, there can be high costs that you have to pay out of pocket when there is a medical emergency or planned procedure. If medical bills are looming over your head, you have a few options for paying them off. (more…)

How to Make Quick Money Online in 2022

Counting Money

If you are looking for ways to make quick money online, there are a number of options. You can do something as simple as selling unused household items online or start a side hustle that has the potential to turn into a full-fledged career. Keep reading to learn about 3 quick ways you can start making money online. (more…)

What You Need to Know About Loans for Bad Credit in AZ

Counting Money

Less-than-perfect credit history can make you feel like you are constantly facing roadblocks when you need to borrow money. Bad credit history can follow you around for years, even if you are in a much better situation than you were when your credit took a hit. The good news is that there are online personal loans for bad credit that may be the right fit for you if you need some extra cash. (more…)

How to Update Your Home on a Budget

Home Rennovations

Updating your home can make it feel like a brand-new place. A few well-planned updates can transform your home without breaking the bank. You do not have to save for a major renovation or replace every piece of furniture you own in order to make your home feel updated. Keep reading for some tips for updating your home on a budget. (more…)

5 Creative Ways to Make Money

Empty Wallet

Everyone has times in life when they need a little extra money. If you find yourself out of work or needing a little extra cash to buy the things you need, there are a number of creative ways to make money. Keep reading for a few ideas that you can implement quickly. (more…)

Fun Things to Do in Phoenix, Arizona for Couples

Couple in Sunset

There is a long list of fun things to do in Phoenix for couples throughout the year. Phoenix offers all of the typical date night locales that you would expect to find in a city of its size. So, if you are looking for a traditional dinner and a movie, a quick online search will provide you with plenty of options. If you are looking for something fun to do in Phoenix that is exclusive to the area, there are a number of options that will provide a unique dating experience. (more…)

4 Things You Need for a Title Loan

Cash

A title loan is a type of loan you can get that uses your vehicle as collateral. You can get a loan up to the value of your vehicle – car, truck, motorcycle, or recreational vehicle. The way you use the cash from the title loan is up to you. It is a flexible loan that does not have specific requirements when it comes to spending the money that you borrow. If you get a title loan from Tio Rico, you will have flexible payment options that include bi-weekly, semi-monthly, or monthly payments. (more…)

Resolutions to Build Better Credit

Budgeting

Many people make resolutions at the beginning of the new year. One of the most common topics for New Year’s resolutions is finances. If you have a low credit score, a worthwhile resolution is to build better credit. Your credit score is important in many aspects of your life. It can impact your ability to get a car loan, a mortgage, an apartment, and can also impact what you pay for things like car insurance. There are some proactive steps you can take to improve your credit over time. (more…)

10 Household Budget Tips for 2022

Monthly Budgeting

As one year ends and a new one approaches, many people reflect on what is working and what’s not. If you feel like you end every year frustrated about your financial situation, it is time to take a new approach. (more…)

Best Christmas Towns in Arizona

christmas lights

Much of the climate in Arizona may be arid, but you can still experience the magic of Christmas and a winter wonderland in some of the best Christmas towns in Arizona. You may be surprised to learn about the long list of Christmas and winter activities that are available throughout Arizona – if you know where to look. (more…)