8 Tips to Help You Avoid Costly Car Repairs

Car Engine

Unexpected car repairs can be expensive, and they can cause financial hardship if you don’t have money set aside to deal with emergencies. Many people find themselves caught in a cycle where they have to borrow money to pay for car repairs, and then about the time they pay off the loan, the car breaks down again and they have to start over. (more…)

5 Things You Should Know About Personal Loans

Money

According to the Chamber of Commerce, personal loans are the fastest-growing type of consumer lending in the United States. Personal loans are typically unsecured and range anywhere from $100 to $100,000. The average is around $8,000. Borrowers often use personal loans to consolidate or pay off their credit cards or student loans. There are currently more than 20 million personal loans outstanding in the United States. (more…)

What Are Cash Loans on Car Titles?

cash

Your car broke down on the way to work. What are you going to do? If you don’t have an emergency fund, you may need a loan to cover the cost of the car repairs. Cash loans on car titles, also known as auto title loans, allow you to borrow money using the equity in your vehicle as collateral. Cash loans on car titles allow you to get money quickly–sometimes in as little as 30 minutes. Read on to find answers to common questions about auto title loans. (more…)

3 Scenic Drives in Phoenix, AZ

Arizona

Does COVID-19 have you cooped up in the house with nothing to do? How about a scenic drive with your family? If you live in the Phoenix area, there is plenty of beautiful scenery to cure your cabin fever. Here are three scenic drives in the Phoenix, AZ area. (more…)

How to Get a Personal Loan in Phoenix, AZ

Cash

Many Americans live paycheck to paycheck with no savings to speak of. Maybe this describes your situation. You work hard, but there just isn’t enough money left over after paying the bills. What happens if you have a medical emergency or your car breaks down? You need money to take care of the emergency right away. (more…)

5 Myths About Arizona Title Loans

Arizona Roadway

There are a lot of myths about Arizona title loans. If you’ve never taken out a title loan before, you might not know what to expect. This article will clear up some misunderstandings about Arizona title loans and give you a better idea of what to expect. (more…)

How Much Can I Get with a Registration Loan?

Cash

Registration loans, also known as title loans, are an option for Arizona residents who need money quickly due to some sort of emergency. Unlike title loans, you do not have to own the vehicle free and clear to qualify for a registration loan. However, the vehicle must be registered in your name. But how much can you get for a registration loan? You might think it is based on the value of the vehicle, as is the case with title loans, but it isn’t. (more…)

8 Hidden Gems in Arizona That Are Free

arizona

It’s been a rough year for a lot of people, but there are still things you can do without spending a lot of money. In fact, some of the best places for tourists to go are absolutely free. Here are eight hidden gems in Arizona that won’t cost you a cent. (more…)

Realistic Money Management Tips

Money

Whether you earn $30,000 per year or $60,000, somehow it never seems to be quite enough. Our bills tend to rise as our income does. You get a raise and take out a loan to buy a car. Now your raise is going straight to your car payment and it doesn’t feel like you’re making any more money than you were before. There has to be a better way—and there is. You must take control of your money instead of letting it control you. Here are six money management tips that will help put you back in the driver’s seat. (more…)

Thanksgiving on a Budget – 8 Simple Tips to Save You Money

Thanksgiving Dinner

Thanksgiving on a budget doesn’t mean you have to go with less. It simply means developing a strategy to spend less. Most people shop for Thanksgiving dinner a few days beforehand, shop impulsively when doing so, and spend a small fortune. It doesn’t have to be that way. Thanksgiving is a special holiday, but there’s no need to spend more than what you need if you are hosting this year’s big dinner. You can have a bountiful meal for your family and friends and stretch your dollar to get more for your money. Here are a few simple tips to cut costs and enjoy the day. (more…)

5 Ways to Save Money on Travel This Holiday Season

Map

The holidays can be the most wonderful time of the year, but the season can also be a costly time of the year. With the hustle and bustle of the season comes added expenses—gifts, gatherings, groceries, and, if you are going home for Thanksgiving or at Christmastime—travel. If you, or you and your family, are planning to travel anytime during the holiday season, to save money on travel, it is essential to plan. Whether flying or driving, here are 5 ways to save money on travel this holiday season: (more…)

Don’t Waste Money This Halloween with These Tips

halloween pumpkins

A few cheap Halloween ideas can lead to big savings this October. Between purchasing loads of candy and treats, having multiple costumes and spooky decorations inside and out, the costs of Halloween can be frightful and add up too quickly. Fortunately, there are a few ways to save scary amounts of money and have a good time this Halloween. Here are a few ways to save and enjoy the holiday. (more…)

Short Term Loans for Quick Cash

hundreds

A financial emergency can happen anytime. An unexpected medical bill, your car breaks down, a necessary house repair—no matter how well you manage your money—sometimes quick cash is needed to cover expenses. When an unexpected financial setback happens, when you need to get funds in a pinch, one choice for borrowers is a short term loan. There are a few short term loan types available depending on your unique needs or requirements.
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Alternatives to Payday Loans in AZ

Cash

Payday loans have been prohibited in Arizona for over a decade. In fact, the law that once allowed payday loans in Arizona expired on June 30, 2010. The following day, July 1, 2010, any type of consumer loans with APRs over 36% became illegal. Instead, many people with poor or no credit who once turned to payday loans in AZ for quick cash today must seek other types of loans, such as varying types of fast, easy short-term personal loans. (more…)

Having Multiple Registration Loans in Arizona

Arizona

Registration loans are a type of financial instrument unique to the State of Arizona. They afford quick cash in event of a financial emergency, like auto repairs and medical bills. The convenience relates to the accessibility of funding and the number of loans available to the borrower. How many registration loans can you have in Arizona can vary with the borrower’s needs. The state law allows for a single borrower to have up to five registration loans at any one time. (more…)

10 Affordable Things to Do in Phoenix on a Budget

Phoenix

Looking for affordable things to do in the Valley of the Sun this summer? Even better—for free? In Phoenix and the surrounding communities, you will find a number of free and low-cost community activities for the whole family. Whether you want to have outdoors fun or spend a quiet day inside an air-conditioned space, there is plenty to do when you head out. Keep an eye on the calendar, too. Many of the free events take place at particular times of the month. Whatever’s to your liking, here’s 10 things for either you or your family to do this summer in Phoenix—all of them for free! (more…)

The Basics of a Vehicle Registration Loan

Cash in Hand

What is a car registration loan? That’s a good question. Chances are unless you live in Arizona, you are unfamiliar with that type of loan. But for those who do live in Arizona, they are a convenient way for consumers to borrow money. The terms are favorable, in the sense that lender requirements are generally few, and the funds can be had quickly. The loans are available for people with limited, poor or no credit. Plus, people who live on a fixed income can benefit from the easy terms of a registration loan, too. (more…)

Everything You Need to Know About Bad Credit Personal Loans

Money

Whether you have good credit or bad credit, personal loans are available to consumers for a variety of reasons. They offer the borrower the opportunity to use funds for just about anything that they may need. Purposes can vary, from paying down or consolidating high-interest credit cards and automobile repairs to medical bills and home improvement projects. (more…)

Be Prepared for the New School Year with These Money-Saving Tips

laptop

With the new school year fast approaching, parents will look to save money on school supplies wherever they can. Gone are the days of the usual pens, pencils, and notebooks. These days the list of school-supplies can include electronic notebooks, iPads, laptops, wireless earbuds, portable power stations, backpacks, and yes, a new wardrobe. Costs add up quickly. A 2018 Backpack Index study that tracks classroom supply and fee costs found on average that parents will spend: $637 for elementary students, $941 for middle school students and $1,355 for high school students. (more…)

Types of Loans Available for Those with Poor Credit

Counting Cash

Loans for bad credit are available for people whose credit may have been negatively affected for one reason or another. Any number of circumstances can cause unexpected financial hardships or setbacks that can hurt your credit rating. Fortunately, even with poor credit, if a financial emergency occurs, there are loan options for you to pursue. (more…)