Who wouldn’t want a little extra money in his or her pocket? Finding ways to make quick cash can bring about financial security and a lot of stress relief. It can help you pay down debt or save money toward a new car or home. From a side hustle or a gig to launching your own cottage business, there are many ways to make quick cash and start earning extra money. (more…)
Teaching your kids about money can help lead to a lifetime of fiscal responsibility and financial stability. It’s essential that your children learn from a young age the merits of managing money. With nearly 60% of today’s working-age Americans having very little or no retirement savings, any unexpected expense can impose a hardship for many families. There is a very real debate on the root of the problems—the export of jobs, inflation outstripping wages, and an undertrained workforce—but there is also a number of personal factors to consider. Top among these is taking responsibility to ensure the next generation is better prepared. (more…)
Short of cash and need a quick loan in Arizona? Consider weighing title loans vs. registration loans as a way to get quick money. Either of these loans can solve your immediate financial needs in a hurry—especially in a financial emergency. Waiting on approval for a credit card or a traditional bank loan can take between a few days up to a week or more. The process is not designed to work for most emergency financial situations. There may also be a problem getting approval if you happen to have limited or no credit history, or are in the midst of rebuilding your credit score. Title loans and registration loans are a good choice to fill a financial gap in the event of an emergency. (more…)
Moving can be an expensive and stressful experience. With costs of an interstate move by a professional moving company averaging approximately $5,630, for many, moving on a tight budget may be the better option. Though it may not be appealing, instead of paying out thousands of dollars, you can probably move to your new home for far less, especially if it is in-state or locally. (more…)
Everyone wants a deal when trading in or selling their old car for a new one. One way of ensuring the deal is by understanding what equity is in a car. Whether you plan to trade it in or sell it privately, you will need to know the value of your vehicle to get the most for it. The equity, and knowing it, can mean more money for you, a greater down payment, and lesser monthly payments on your new car. (more…)
For parents with school-age children, July and August are when they start shopping for back-to-school supplies. For the budget-minded, sticker shock on school supplies will have most parents wondering, “When do school supplies go on sale?” Besides pens, pencils, and notebooks, these days it is not out of the question for laptops, headphones, and even a new wardrobe on the list of school supplies. It can add up quickly. The National Retail Federation, a trade organization, estimates that families will spend close to $700 per child on back-to-school supplies—about 25 percent compared to a decade ago. (more…)
Looking for cheap things to do in Phoenix, Arizona? The Valley of the Sun has many low costs, even free, family-oriented things to do all year long. There are many community activities and events throughout the greater metro area happening all the time. You’ll find a variety of sporting events, educational events, fun-filled kid events, cultural events for lovers of art, history or music, and much more. There is always something special going on in Phoenix—be sure to check the full calendar of upcoming happenings online at your local libraries, city or town hall, community centers, local newspapers, etc. Inside or out, there are always plenty of fun and rewarding things to do in Phoenix for the whole family. (more…)
Thinking of how to pay a loan down fast might seem overwhelming at first, but with a little planning and patience, it is possible. You will need to know your current balance and payoff terms, consider the strategies available to you in repaying the loan, and then, turning those strategies into cash to apply against your loan. Here are six easy steps on how to pay down a loan fast and be well on your way to being debt-free. (more…)
Registration loans are a funding source unique to the State of Arizona. They present a convenient way to get quick cash for varying types of emergencies ranging from medical to auto repair. The convenience relates to the accessibility of funding and the number of loans available to the borrower. How many registration loans can you have in Arizona would depend on your needs—the state allows borrowers up to five registration loans in your name at any one time. (more…)
There is no doubt that the costs of attending college have increased in the past decade. Where circumstances allow, personal loans for students with no income or credit history have become a popular choice to offset the cost of books, dining, off-campus housing, and even day-to-day living expenses.
Looking to get away this summer? But worrying about the expense? There are ways to save money on a tight budget. The first thing to do is to set your savings goal. Where is it you wish to go on vacation and how much money will it take to get you there? Once you establish the cost for air or ground transportation, accommodations, meals, and miscellaneous activities, then you will know how much you need to save. It doesn’t have to be an expensive holiday this year, but you can certainly make it an epic one. Chose a destination, determine how much you need to make it happen, and follow these 10 steps and you will be on your way to save money for your summer vacation. (more…)
Can you use a car as collateral for a personal loan? Though it is not necessary to pledge any security or collateral when applying for a personal loan, if you have any type of collateral, then you can use that when applying for your loan. However, most personal loans are unsecured loans that are given by a lender to help the borrower meet financial needs. For personal loans are just that—a flexible loan to be used for just about any personal reason you may need. (more…)
If you’re in the midst of a financial emergency, getting a car title loan in Arizona is one quick way to solve your immediate financial needs. For people who do not have sufficient credit for a traditional loan, auto title loans can be beneficial for those who need some quick cash. Car title loans do not require credit checks or income verification. Instead, the title loan is secured by the vehicle title of the borrower and the loan amount is based on the equity in your vehicle.
The challenges people face in today’s economic climate have sent many clambering for ways to make extra money. With income, wages, compensation, and benefits failing to keep pace with inflation, people are struggling to just keep their heads above water. Those looking for ways to make extra money can find it working at home or, in the digital age, from just about anywhere. Though there are many ways to make legitimate extra money, do not quit your day job just yet, and be wary of work-at-home scams. With that in mind, here are 8 ways you can earn extra money in today’s economy: (more…)
Applying to get a personal loan with bad credit may seem like a trying experience, but it is not impossible. Even with bad credit, personal loans are available. Ironically, by using a personal loan responsibly, you can work to improve your credit, get up to date on your payment history or consolidate loans and pay off debt to repair your credit. Continue reading to learn about why getting a personal loan with bad credit can actually benefit you. (more…)
Obtaining a car title loan in Arizona or Nevada is a relatively easy process—even if your car title already has a lien on it. You are eligible for a car title loan on any of your vehicles or any type of motor vehicle. So, instead of selling your car for quick cash it might be worth your while to pursue a secure title loan—whether you have a lien on it or not.
Loans can be found for just about every financial need—auto, mortgage, school, personal—and for Arizonians—registration loans. Loans vary depending on the needs of the borrowers, as do the terms and conditions of the loan. Borrowers in the Phoenix area can secure registration loans that are flexible and convenient. Registration loans are an easy, straightforward way of securing the funds you need. The process is quick without any hassles. (more…)
Low credit scores can trip you up when trying to get a car loan, a personal loan or even an apartment to rent. The good news is that there are ways that you can increase your credit score. It begins with wanting to improve your credit score, and then takes some self-discipline, determination, and focus. You will have to be proactive and most likely have to sacrifice your time and effort. To help you on your way, here are a few tips to increase your credit score. Some may help you sooner than later, but all will help improve your score to a level that will be beneficial to you and your family. (more…)
Financial freedom is the goal that everyone strives for. Whether it’s paying the bills on time or banking an emergency savings fund, we all would like to move beyond the weekly grind. We all want to stop living paycheck to paycheck, of being trapped in a continual cycle of financial frustration and discontent. To be clear: the road to financial freedom is a long and winding one. It is, however, a road, and with the right directions, you can map a course that can get you to your destination.
You may have heard or read of many ways to work toward financial freedom. Setting goals are high on everyone’s list, but the key is actually taking those first steps, no matter how small, to move along the road in the direction of your destination. Though not comprehensive, here are 5 practical steps that you can take toward financial freedom. (more…)
Money loans have always been a quick and easy way to secure cash when needed. Perhaps no better time to consider this is in January. Into the New Year, the holidays have wound down, and the bills have started to hit the mailbox. For many, the Christmas season, with all the gift-giving, holiday parties, celebrations, travel, time off from work, combined with increased spending that goes with it, can add up to fresh debt. That debt, on average, according to consumer reports, is just under $1,000 come January. It can quickly snowball if not paid off quickly. Why? (more…)