Cash Loans to Keep Away Summertime Blues

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Cash Loans in Arizona

When the sun starts to shine and the weather begins to warm all you want to do is put a smile on your face and let any of your troublesome cares slip away. Unfortunately, these cares, i.e bills, car payments, loan payments, mortgage fees will not just disappear on their own. To be able to enjoy the beautiful summertime weather and not experience feelings of stress and anxiety, contact Tio Rico Te Ayuda today to inquire about obtaining short term loans. (more…)

Three Ways Tio Rico Te Ayuda Can Help You Today

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Don’t let financial stress wear you down, let Tio Rico’s knowledgeable staff help you find the personal or title loan best suited for you!

Tio Rico Te Ayuda is a top financial lender in Arizona. As a highly sought after authority on cash loans and financial services, we pride ourselves on providing honest, reliable service to anyone that may be in need of our assistance. We truly believe that we can be the guiding light to help you with any of your burdening financial pressures. So whatever is weighing heavily on your plate, let us help you by offering personal, auto title, and or cash loans today.

Here are three ways Tio Rico Te Ayuda can help you relieve some of your day to day economic stressors. (more…)

Personal Cash Loans in Arizona 101

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Getting approved for a cash loan in Arizona has never been easier–even if it’s your first time and you are unsure of how it works. Don’t stress! The loan experts of Tio Rico Te Ayuda are available at fourteen convenient locations around greater Phoenix, Glendale, Avondale, Tuscon and Mesa, so getting a fast and flexible cash loan at a moment’s notice is always an option.

Financing, interest rate percentages, loan repayment terms and the paperwork that goes along with them can feel daunting if you are worried about being short cash and have never applied for a cash loan before. Rest assured, you are in good hands with the friendly team at your local Tio Rico Te Ayuda. (more…)

Car Title Loans in Arizona 101

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Sometimes loans can be overwhelming. Confusing figures and amounts are stressful to those uninitiated in the world of finance–meaning most of us! What does the interest rate mean? What does “unsecured” mean, versus “secured?” Forget all the hassle of bank loans and let the cash loan experts of Tio Rico Te Ayuda show you how simple and easy a car title loan in Arizona can be.

If you own a vehicle (it’s okay if you still owe money on it!), are 18 years of age or older, you are eligible for a car title loan with Tio Rico Te Ayuda. Simply stop into any one of Tio Rico’s fourteen locations in and around Phoenix to get started. Bring along your driver’s license, car title, and that’s it! (more…)

Cash Loans for All Occasions

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You never know when your bank account might fall short. If it happens at an inconvenient time, you may feel like you have nowhere to turn. Don’t get overwhelmed by financial stress–instead, see the cash loan experts of Tio Rico Te Ayuda and get approval for a fast cash loan or car title loan in Phoenix, Glendale and surrounding cities. (more…)

Your Auto Title Loan Questions Answered

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Once you understand how fast and convenient it is to get approved for an auto title loan with My Tio Rico, there won’t be any hesitation the next time you need cash fast. Below you will find the answers to some of the commonly asked questions about how Auto Title Loans in Arizona work.

How Much Can I Borrow?
Your borrowing limit will be determined by how much your car is worth, less the amount you still may owe on it. Up to $100,000 can potentially be borrowed! If you have the title to a motorcycle, car, truck or RV, our underwriters will quickly decide how much potential loan to offer you, against the equity of your vehicle. (more…)

Top Five Reasons to Get a Cash Loan

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Many people don’t understand how cash loans work — they are afraid that their bad credit will prevent approval, or they think that the process will be a hassle and they still won’t have their cash in time. Read on to find out just how convenient and stress-free it can be to walk into Tio Rico Te Ayuda one minute and walk out with your cash in hand the next minute! (more…)

Best Bad Credit Loans

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If you’re looking for quick turnaround loans, same day loans, bad credit loans or no credit loans you have come to the right place. We offer thousands of loans per year to people in the Arizona area with damaged credit or no credit at all and understand the Phoenix market better than anyone We know the needs of our clients, that’s why we provide personal loans in AZ bad credit is not an issue.

The question we receive most often is “Who can I trust for my bad credit loan?”  Here is the typical statement we give: (more…)

Cash for the Holidays

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It’s that time of the year again when we all need cash for the holidays. Why do we always feel that way, like we need cash? Are there too many holidays or not enough money in my life? I ask myself that question all the time. My Tio Rico is here to help. We have so many versatile programs for quick cash, all of which can be used any time of the year, but especially at the holidays. (more…)

Registration Loans in Arizona

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Have short-term money needs? Have you heard of registration loans? Let me tell you about My Tio Rico and why they are Arizona’s finest registration loan facility.

No clear title of your vehicle is needed. A registration loan is simply taking out some money on a vehicle you are currently making payments on. We understand our clients’ needs. It’s a tough financial environment right now, sometimes we all need money yesterday and where else do we turn? (more…)

Fast Cash Easy Loans

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Fast easy cash loans?  Sounds too good to be true right? Well, it’s not. There have been thousands of companies formed just like My Tio Rico across the country after the breakdown of the U.S. financial system.  Taking what is called a fast easy loan seems to be the norm nowadays, just make sure you have a plan to pay it back.  Short-term loans or fast cash loans differ from traditional bank loans. Instead of a long-term loan that charges an interest fee that builds up over time, a payday loan carries just a flat rate for the amount borrowed. (more…)

Equity Loans

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Equity loans, for example, auto equity loans, are based on the value of your vehicle. My Tio Rico uses the equity to help determine the equity loan amount, and you receive your cash without giving up or selling your car. Our equity loan programs are designed to help people get cash when they need it, unlike traditional banks. (more…)

No Title Needed Loans

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We have been servicing Arizona with no title or no doc loans for years, so we know the Phoenix and surrounding areas better than anyone. We are located in Arizona and service Arizona residents. We offer a wide variety of auto title loans, no title loans, no document loans as an alternative to traditional banking. Ask yourself if it’s worth the hassle of getting a traditional title loan at this point in your life? If the answer is no, contact us today. (more…)

Tio Rico Nominated for 2012 Best Places to Work in the Valley

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Tio Rico Te Ayuda Auto Title Loans, ANFS Inc. is honored to have been nominated as one of the 2012 Best Places to Work in the Valley. The award is sponsored by The Phoenix Business Journal and facilitated by Quantum Workplace software and looks to determine some of the best places to work in the Valley of the Sun or Phoenix Metropolitan Area.

It’s still early in the survey, so check back soon for more details or browse a PDF of last year’s winners from The Phoenix Business Journal website.

Personal Loans in Arizona

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Personal loans in Arizona are a specific type of loan where the loan is made without using any collateral. For example, an auto title loan requires the title of an automobile to be placed as collateral while a personal loan is not collateralized. Generally, personal loans (also called signature loans or unsecured loans) is for a small amount (between $100 and $1000) and are used for smaller purchases or unexpected expenses. Personal loans in Arizona are best for short-term loans between 1 to 5 years. (more…)

What is an Auto Title Loan?

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Auto title loans are offered by auto title lenders who offer financing options to lenders. Auto title loans are short term loans offered as advance cash after the borrower pledges his car as collateral against the loan. The cash given is only of a fraction amount compared to the actual value of the car. The amount you wish to borrow varies from person to person. Generally, the amount borrowed is 50% of the car value. (more…)

Interest Rates on Car Title Loans

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Car title loans are acquired by transferring the car title in exchange of cash. Since they are very short-term secured loans, they tend to have a large interest rate compared to other sources of credit. People going through financial crises are mostly at risk of defaulting, therefore lenders feel the need of high-interest rates in case a borrower is unable to repay back in the credit period given. The lender will evaluate the wholesale market of the vehicle and will give you a loan according to what he thinks is best. In certain cases, the lender withholds your car until you return the loan. In others, lenders apply GPS tracking on cars or take duplicate keys for security. (more…)

How Arizona Auto Title Loans Work

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Most of us have been in the position where we need cash to tide us over until the next paycheck. If you don’t have a friend or family member available to provide you with a loan, you have another option: an auto title loan. In most cases, all you need is a clean car title, although, for larger loans, you may also need to show proof of full coverage car insurance.

The best part is that you don’t need to have a good credit rating. This is because instead of your credit history serving as proof that you will pay back the money, your car’s value is. For many with no credit history or a bad credit record, an auto title loan is one of the very few options available for getting money quickly. (more…)

Car Title Loan Laws in Arizona

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When you need emergency cash, one option you have to get a quick loan is a car title loan if you have a valid title that shows you own a car, truck, motorcycle, or RV. This type of loan is made against the equity of the vehicle. As long as you make your payments on time, you can continue to use your vehicle as you normally would.

The auto title loan industry is regulated by state and federal laws. These types of loans are perfectly legal in Arizona, and the state agency that licenses auto title loan companies is the Department of Financial Institutions. In the state statutes, auto title loan companies are referred to as “secondary motor finance companies.” (more…)