Can You Have Two Personal Loans at Once?

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Can you have two personal loans at once? If you’re wondering about this question, you aren’t alone.

No law limits the number of personal or secured loans you can have. Lenders may limit the amount of money you can borrow, or they may reject your loan application if they see that your income isn’t high enough to cover your monthly loan payments, though easily. (more…)

Kick Off 2023 With These 6 Money Saving New Year’s Resolutions

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January is a great time to reflect on the past and make positive changes for the good of your financial future. Whether you’re looking to save up for a big purchase or want to reduce your monthly bills, here are six financial New Year’s resolutions to incorporate into your routine in 2023. (more…)

Eliminate Debt in 2023 With These Simple Tips

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High monthly debt payments hijack your ability to reach other financial goals by limiting your ability to build an emergency fund, contribute toward retirement, and save to make large purchases. Fortunately, there are proven ways to eliminate many types of debt other than making minimum payments, from organizing debt to getting a title loan. How do title loans work? We break it down below.


7 Ways to Save Money on Groceries

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For many people, a grocery budget represents an opportunity to reduce expenses for the entire household. Saving money on groceries can be difficult with rising food costs, however. Some people may choose to finance their grocery expenses differently and wonder how to get an installment loan with bad credit. At Tio Rico, we can help! In the meantime, here are 7 ways to start saving money on groceries today. (more…)

5 Thrifty Gifting Ideas You Can Do This Season

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When it comes to giving gifts, it’s the thought that counts. The good news is that you can stick to your holiday budget (or even look into a same day personal loan!) and give your loved ones gifts that show them how much you care. Here are five thrifty gifting ideas to provide you with holiday inspiration. (more…)

Celebrating the Holidays in Mesa, AZ

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The holidays are finally here, and it’s time to start planning the most magical time of year. Looking for unique things to do in Mesa, AZ for the holidays? Here are a few things to add to your festive to-do list for the 2022 holiday season:

  • Visit the breathtaking Christmas light display on temple grounds at the Church of Jesus Christ of Latter-Day Saints on the north lawn at 101 S. LeSuer in downtown Mesa starting November 25th at 5pm through December 31st.
  • Merry Main Street features Mesa’s official Christmas tree on Mcdonald just north of Main Street. Opening night is November 25th at 5pm. Visit with Santa on Fridays and Saturdays. Stop by Pioneer Park for a meal or snacks at Jack Frost’s Food Truck Forest.
  • Visit the Winter Wonderland Ice Rink located at the Plaza at Mesa City Center at 56 E. Main Street. Register online and pay in advance for 60-minute skate sessions. Skate rental is included. Your skate session includes skate fitting and skating.
  • Take a stroll through Lights on the Farm to see Arizona’s largest synchronized light and music show featuring more than 2 million lights spread over ten acres. Lights on the Farm opens November 23rd and features a skating rink, Santa visits, and free parking. Purchase tickets online. Lights on the Farm is located at 4011 S. Power Rd. Mesa, Arizona.
  • Take a short road trip to Schnepf Farms for the ultimate Christmas celebration experience starting November 25. Take a hayride to see Rudolph or tour Santa’s magic workshops. Ride the World of Illumination Express or take your chances on the world’s largest inflatable obstacle course. Christmas bonfires, snow globe mini golf, holiday shopping, a beer and wine garden, and a Christmas carousel are just a few of the delights that await. Buy Schnepf Farm tickets online. You can find Schnepf Farms about 30 minutes southeast of Mesa at 24810 E Rittenhouse in Queen Creek, Arizona.
  • Shop downtown Mesa on November 25th and 26th at Santa’s Merry Makers Marketplace, featuring local artisans and crafters. Main Street’s many shops will also open so you can jump-start your holiday shopping.

You’ll have numerous chances to see Santa throughout the holiday season. You can pre-book a photo session with Santa at Superstition Springs Center in Mesa starting November 17th until December 23rd, Monday through Saturday from 11 am until 7 pm and Sundays from noon until 6 pm. He will also be available on December 24th from 10 am until 4 pm. Take your little ones to Santa’s PJ party and storytime from 10 – 11 am on December 6th, 13th, and 20th.

If you want unique things to do in Mesa, AZ but need a little extra cash, look no further! Apply for a personal or title loan today with Tio Rico.

Planning for the Holidays On a Budget

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The best time to plan your Christmas spending is before the holiday season begins. Many families feel a financial pinch throughout the beginning of the new year as they try to recover from holiday spending. Gifts, extra food, celebrations, time away from work, and travel expenses can add up quickly. Luckily, there are options, such as budgeting and instant loans for bad credit, to help get you through the financial stress of the holidays! (more…)

Debt Consolidation vs. Personal Loan – Which is Better?

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You can typically use the funds from an unsecured personal loan for nearly any reason. However, lenders may exclude certain purposes, such as paying off student loans, paying tuition, investing, or making a down payment on a property secured by a mortgage loan. Some lenders specialize in helping people with credit challenges consolidate credit card debt with a personal loan. Personal installment loans for bad credit can help you pay off your credit cards. In general, you’ll need good credit and a stable source of income to qualify for a personal loan unless you work with a lender specializing in bad credit personal loans. (more…)

Building Your Credit Score

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Everyone starts from zero with credit scores and should pay attention to their credit, even when new to work and personal finances. Your credit score is based on information from major credit reporting bureaus, which aren’t created until you’ve had credit in the form of revolving credit (credit cards) or loans. Most people won’t have a credit score before 18 years of age, here are some helpful insights on how to build your credit score. (more…)

10 Ways for Teens to Earn Money

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Hanging out with friends, auto expenses, electronics, and saving for future expenses like college and big purchases are just some of the things today’s teens need to fund. There are many ways teens can earn money. Read on to learn how to earn money as a teenager. (more…)

What is a Good Rate for a Personal Loan

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Most people know that when they borrow money, they are going to pay it back plus interest. The amount of interest is called the interest rate. It is worth understanding a good rate for a personal loan when you need quick personal loans. (more…)

5 Alternatives to Auto Title Loans

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When you need some money fast for an emergency or unexpected expense, you could take an auto title loan if you own your vehicle free and clear. And if your vehicle has enough value to secure the amount you need. But what if you don’t have a clear title? Or is your vehicle an older or low-value model? You may not be able to get a loan with your vehicle, but there are alternatives to auto title loans in Arizona. (more…)

What is a Title Loan and How Does It Work

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When your credit isn’t great and you need some funds, you may look into getting a loan somewhere that will accept low credit scores. Title loan lenders aren’t as stringent about credit history and usually have other terms for lending. A short-term loan with your car as collateral may fit your needs. (more…)

5 Habits of Debt-Free People You Can Start Today


Do you have credit card debt? Retail store credit? Student loans? Are you making payments on a payment plan to the IRS or for medical debt? These are common forms of debt that people live with. But if you would rather not live this way, you need to start following the good financial habits of people who live debt-free. (more…)

Planning a Memorable Date in Glendale, AZ


Dating doesn’t have to mean expensive venues and fancy plans unless it’s a very special occasion and that is what you want. Making magical moments can be pricey, but fortunately, Glendale, Arizona is home to many fun and interesting attractions and events that don’t have to cost a lot. You’ll never have to look far for something memorable and meaningful to do on a date here. (more…)

How to Pay Off Debt While Living Paycheck to Paycheck


Monthly rent or mortgage payments, trying to build an emergency fund, planning for retirement, or even choosing between groceries or other necessities and paying utilities – many people struggle with money issues on a regular basis. You should be able to feel comfortable with money issues and confident that you can manage them instead of your money issues stressing you out and causing you problems. (more…)

Where is the Best Place to Get a Personal Loan?

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When you run into an unexpected expense, sometimes you need a personal loan to take care of things. Other reasons you may need a personal loan include home remodel, moving costs, appliance purchases, vacation costs, and wedding expenses. (more…)

Fun Things to Do in Avondale with Kids

Father and Son

Everyone needs to get away for a bit or could use some fun activity from time to time. With kids, it often means getting out of the house and having a little adventure, which is always good for the hearts and minds of everyone in the family. You don’t have to over-prepare or save up for every weekend get-away or an entertaining day trip. You can do fun things in Avondale with the kids even if you don’t have a recreation budget. (more…)

How to Pay Off Medical Bills

Medical Bill

One accident or illness can take you from having zero medical debt to owing hundreds or thousands of dollars. Even if you have quality medical insurance, there can be high costs that you have to pay out of pocket when there is a medical emergency or planned procedure. If medical bills are looming over your head, you have a few options for paying them off. (more…)

How to Make Quick Money Online in 2022

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If you are looking for ways to make quick money online, there are a number of options. You can do something as simple as selling unused household items online or start a side hustle that has the potential to turn into a full-fledged career. Keep reading to learn about 3 quick ways you can start making money online. (more…)