The Best Ways to Manage Your Finances with Your Partner

Couple laughing

Adults lead busy and hectic lives. Personal time is a premium and it’s challenging enough to manage your own finances. But it can be stressful to joint manage you and your partner’s finances. Just as it took time for you and your partner to develop a loving relationship, it will also take a little time to learn how to effectively manage your new joint budget. Below we discuss some tips on the best ways to manage your finances with your partner and where an Arizona title loan may help. (more…)

Title Loans in Arizona: Lenders That Locals Trust

man signing a check on a desk

If money is tight and you come up a little short when it comes time to pay your monthly bills or make an unexpected big purchase, it’s easy to feel defeated or even overwhelmed. What many people don’t know is that auto title loan can help when you need reliable fast cash. What most people don’t realize is that title loans can help out getting the money you need. You may be wondering “where do I get title loans near me?” or “what are the incentives for getting a short-term loan ?”. Let us help by explaining what we offer and how we have become a lender of title loans Arizona residents have come to trust. (more…)

What You Need to Know About Getting a Title Loan

Arizona desert man leaping from one rock to another

Financial problems can pop up out of the blue when we least expect them. Life can happen in the blink of an eye, and life is not cheap. Health problems can arise with unexpected medical bills, which add up quick. Whatever the financial scenario is, it’s nice to know that title loans and quick personal loans are options. But where do you turn to when your credit history is preventing you from obtaining a loan? Look no further than Tio Rico Te Ayuda, offering loans for bad credit AZ. (more…)

Spring Cleaning: For Your Budget

Computer on desk with notebook

Spring is here and it signals a giant reset button for all of us. No matter where we live in the country, spring cleaning is a time for a refresh. This can and should ring true for our personal finances. Spring represents a great time to tidy up your budget. Below we look at some creative ways to clean up your finances to help you save some money this year.
(more…)

Debt and Having a Baby: Plan, Budget, Prepare

Pregnancy announcement

Congratulations! You are expecting! Having a baby is indeed one of the most exciting life events, period. Having a baby can also be one of the most frightening life experiences! How does one begin to budget for a new family member who will be completely dependent on Mom and Dad? Maintain regular breathing patterns. Below we discuss some basic tips to help you budget for your new bundle of joy to be. (more…)

Need a Quick Cash Title Loan? Apply Online to Save Your Time!

Happy couple

When you are in a pinch for cash, time is of the essence. Financial duress is a stressful situation that can wear on your emotions and physical health. The last thing you want or need is to jump through 100 different hoops in order to secure a short term loan. This is where Tio Rico Te Ayuda comes to the rescue. We are a leading short term and title loan company with a lightning fast online application via our website. Below we discuss the merits of applying for a short term or title loan online. (more…)

How to Create (and Stick to) a Food Budget for Two

Two people eating nachos

Have you received a little sticker shock after your last grocery shop? News flash…food is expensive! There is no way around it, everyone has to eat. So how are we supposed to save money on important purchases when our food habits are draining our bank accounts? Today we discuss how to create (and stick to!) a food budget for two. These tips should start saving you money on your food shopping so you can spend it in other places. (more…)

Tax Refunds and Title Loans: When You Need It Most!

tablet

We typically associate this time of year with the color green. Spring is right around the corner, which means grass will be growing with flowers in bloom. With Spring, also comes tax return season. Tax return season will also add a little green to our lives. It’s not a nice feeling when you receive your paycheck each week or month and see all of the money that the government takes out. This time of year, we actually get to see a little of the money come back to us. Did you know you can maximize your tax return by combining it with a title loan from Tio Rico Te Ayuda? Below we discuss how the combination can help you, and why Tio Rico is a supreme source for title loans. (more…)

How to Get Emergency Cash Loans in Arizona and California

Woman looking at phone

When an emergency occurs, not only can it cause physical and emotional upheaval, it also wreaks havoc on your financial situation. If you have to sink money into unexpected bills, it can leave you scrambling to pay for day to day necessities like groceries, let alone monthly bills. Not everyone has insurance to cover them in emergency situations. Most financial institutions will require an established credit history to obtain a loan, which some won’t qualify for. Tio Rico Te Ayuda is home of the personal and title loan in Tucson, the Phoenix area, as well as greater Los Angeles. Below we discuss why title loans or personal loans could be the right choice for you when you need emergency cash. (more…)

What are the Difference Between Title Loans and Registration Loans?

mother playing with child

When life throws you financial curve balls, where or who do you turn to for financial relief? Credit cards are a popular solution, that is, if you have decent enough credit to be approved for one. What do you do if your credit score is below average or worse? No major cards or institutions will back you with a credit line to help you in your desperate time of need. Just when you think you are out of options, quick cash loans might just be your solution. You may have heard of auto title loans or registration loans in Arizona, California or your home state. These loans provide a financial solution for people who are in need of a short-term loan. Title and registration loans are very similar but have a few key differences. Below we discuss the differences, so you can choose which one is the right fit for you. (more…)

Get Short Term Loans for Bad Credit in AZ

Man writing on paper

Ever have that life moment where bills are piling up and you just can’t seem to get ahead enough to pay the mortgage, rent, or utility bills. It seems everyone around you is driving around in that nice car or striking it rich, while your credit score continues to sink. Life can be hard when you are living paycheck to paycheck and when emergencies happen, it makes the situation even more difficult. Emergencies can be expensive so what do you do? Many times, quick cash personal loans or auto title loans are exactly what you need. How do these types of loans work? We explain below. (more…)

Can I Use My Car as Collateral for a Loan?

title loan faqs

Ever find yourself in a situation where you need cash, but don’t know where you are going to find it? Perhaps you are faced with some unexpected bills, and you don’t have the highest credit score on the block. Who or where do you turn to, to get some financial relief? Tio Rico Te Ayuda to the rescue! Tio Rico offers quick cash solutions such as title and personal loans. Today we discuss what a title loan is, how it works, and how you are just a few simple steps away from quick cash with a title loan from Tio Rico Te Ayuda. (more…)

Dress Like a Professional (Without the Professional Cost)

woman dressed professionally on phone

Congrats! You finally just landed your dream job. But now, what to wear? Buying professional clothing can be somewhat of a burden to many people because buying new clothes can really add up. However, we’ve put a list together of ways that you can save money when purchasing clothes for your new professional job. (more…)

Don’t Miss Out on Tax Incentives When You Volunteer or Donate

Do something great

Is there anything more rewarding than giving back to your community? Whether it’s making a charitable donation or volunteering your time, knowing that your efforts are helping people in need is such a great feeling. In addition to feeling good about what you’re doing, there also may be tax benefits that you can associate with your good deeds? Every year, millions of Americans volunteer and are generous with their money. If you are one of those people, make sure you take advantage of some of the following tax benefits if you qualify for them. Make it simple by hiring professional tax preparation services. (more…)

How Can I Get Easy Phoenix, AZ Title Loans? Find Out Here.

planning finances at desk

You are busy. We are busy. We are all busy, so we get it. We know that as life is happening there are hardly any moments that we can just wait around for something to happen, especially when it comes to our financial situation. When it is imperative to have a means of income in order to pay expenses, such as medical bills or even keeping your home’s electricity on, the last thing you want to do is wait. That’s the benefit of auto title loans! They allow you to borrow money both easily and quickly! The best part is, you can even keep driving your vehicle while Phoenix AZ title loans are in effect. Let us explain. (more…)

Happy New Year from the Tio Rico Team!

happy new year card

Are you excited and ready for what 2018 has to bring? We sure are! 2017 has turned out to be another fantastic year for both us and our customers, and we couldn’t be happier to continue into the new year with our wonderful staff and each and every one of you. We will have plenty of opportunities to apply for car title loans Arizona and California programs come the new year, so get ready! (more…)

Happy Everything from Tio Rico!

Small white Christmas gift

The holiday season is here and Tio Rico team are happy to give the gift of title and registration loans in Arizona and Southern California this year.  We also hope you are excited for this wonderful holiday and the quality time you’re about to share with family and friends. Enjoy this time of year as a reflection of all you are thankful for and the past year that is coming to an end. (more…)

You Don’t Have to Be a Scrooge While Sticking to a Holiday Budget

Woman Happy Christmas Shopping and Lights

And let’s be honest. Why do we spend so much at Christmas? Unfortunately, it’s the social pressure that we feel and that we don’t have any other choice. You end up being a Scrooge if you don’t give during the season of giving. As a result, we become shoppers that fall into the seasonal pressure of spending beyond our means. So is this just the way life has to be year after year? Of course not. Here are three ways we can realistically keep boundaries on spending without feeling guilty this year. (more…)

Hosting a Holiday Dinner on a Budget

holiday table settings

It’s the season of gatherings and shindigs but when you have more friends than cash you might feel stumped as to how to host a dinner party at your house. Who says you can’t entertain family and friends on a budget? Let’s a look at a few ways to create party this holiday season that your guests will remember without emptying the bank. (more…)