Personal loans are one of the more popular kinds of loans for consumers in Phoenix, AZ (or anywhere for that matter). This type of loan is a form of credit used for a specific purpose. It is unsecured, meaning, there is no collateral when borrowing as in the case with a mortgage or car title. All that is required by the lender for a personal loan is your credit score to determine eligibility, credit limit, and what the interest rate on the loan will be. (more…)
With the holiday season approaching, how to avoid fraud should be at the top of every consumer’s shopping list. Today’s world of online banking has simplified borrowing money. Yet, the new technology has been combined with old tricks to make it easier for scam artists. Financial scammers prey the most on people who have the most to lose. They do not discriminate by age or class, ethnicity or religion, only on the uninformed. Individuals seeking loans around Christmastime are particularly vulnerable. (more…)
College students and fiscal responsibility. Historically, these two categories are not the best combination. College typically marks the first time the majority of students are on their own, socially, scholastically and financially. Students will face difficult financial decisions when it comes to money management, as they have to balance tuition, books, supplies, food and spending money. This financial balancing act can be problematic for anyone, let alone college students. Below we point out some common financial traps for college students to avoid and some tips for staying on budget.
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Where do you turn to when an unexpected, costly life emergency pops up? The average person is not going to have $3,000 just sitting around waiting for an emergency to happen. Life can be expensive. Most people will seek out an auto title loan to help bridge the gap. But what do you do when you are still making payments towards your vehicle and the title is not in your name? Say hello to registration loans. (more…)
Picture this all too real-life scenario: You’re just involved in a car accident and are at fault. Everyone is okay, but the other vehicle involved has some heavy damage. Unfortunately for you, collision insurance is expensive and you are already in debt with student loans. The damage costs outweigh your savings account by a bit. What do you do? How do you pay? This is where quick personal loans from Tio Rico come to the rescue. Below we discuss how to obtain quick personal loans for those emergency life situations. (more…)
Summer is not quite over, and September is still a favorite time of year for people to venture out for a vacation or road trip. While vacationing and exploring is no doubt fun, it can also be expensive. Today we explore some personal finance tips on how to travel like a minimalist and save money while out on the road vacationing. (more…)
Where do you turn to when you are in a financial pinch? What do you do when a bill or financial situation pops up that calls for immediate attention and action? Sometimes, we just can’t wait for payday. Many employers only disperse payment twice a week or even once a month. This does not help when you need money today. Below we discuss alternatives on how to make a little extra cash before payday. (more…)
When you need a quick infusion of cash, where do you turn to? Over the past few years, most financial institutions have aggressively tightened their collective purse strings due to economic conditions and lending regulations, making it nearly impossible to obtain a quick, cash loan. This is not helpful when you have a timely electrical or mortgage bill past due that requires immediate attention. Say hello to the Auto Title Loan. Tio Rico Te Ayuda is the king of fast cash loans, including title loans. Below we dive in on what a title loan is, and how to obtain one. (more…)
Money. It’s never around when you need it most. And when you do need it, how can you not only get it but get it FAST? Obtaining a loan from a bank or other financial institution can take what feels like forever, not to mention the piles of paperwork. When you need money, you need it immediately. A great alternative to conventional loans is a vehicle title loan. Below we discuss what a title loan is, how to apply and more. (more…)
Adults lead busy and hectic lives. Personal time is a premium and it’s challenging enough to manage your own finances. But it can be stressful to joint manage you and your partner’s finances. Just as it took time for you and your partner to develop a loving relationship, it will also take a little time to learn how to effectively manage your new joint budget. Below we discuss some tips on the best ways to manage your finances with your partner and where an Arizona title loan may help. (more…)
If money is tight and you come up a little short when it comes time to pay your monthly bills or make an unexpected big purchase, it’s easy to feel defeated or even overwhelmed. What many people don’t know is that auto title loan can help when you need reliable fast cash. What most people don’t realize is that title loans can help out getting the money you need. You may be wondering “where do I get title loans near me?” or “what are the incentives for getting a short-term loan ?”. Let us help by explaining what we offer and how we have become a lender of title loans Arizona residents have come to trust. (more…)
Financial problems can pop up out of the blue when we least expect them. Life can happen in the blink of an eye, and life is not cheap. Health problems can arise with unexpected medical bills, which add up quick. Whatever the financial scenario is, it’s nice to know that title loans and quick personal loans are options. But where do you turn to when your credit history is preventing you from obtaining a loan? Look no further than Tio Rico Te Ayuda, offering loans for bad credit AZ. (more…)
Spring is here and it signals a giant reset button for all of us. No matter where we live in the country, spring cleaning is a time for a refresh. This can and should ring true for our personal finances. Spring represents a great time to tidy up your budget. Below we look at some creative ways to clean up your finances to help you save some money this year.
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Congratulations! You are expecting! Having a baby is indeed one of the most exciting life events, period. Having a baby can also be one of the most frightening life experiences! How does one begin to budget for a new family member who will be completely dependent on Mom and Dad? Maintain regular breathing patterns. Below we discuss some basic tips to help you budget for your new bundle of joy to be. (more…)
When you are in a pinch for cash, time is of the essence. Financial duress is a stressful situation that can wear on your emotions and physical health. The last thing you want or need is to jump through 100 different hoops in order to secure a short term loan. This is where Tio Rico Te Ayuda comes to the rescue. We are a leading short term and title loan company with a lightning fast online application via our website. Below we discuss the merits of applying for a short term or title loan online. (more…)
Have you received a little sticker shock after your last grocery shop? News flash…food is expensive! There is no way around it, everyone has to eat. So how are we supposed to save money on important purchases when our food habits are draining our bank accounts? Today we discuss how to create (and stick to!) a food budget for two. These tips should start saving you money on your food shopping so you can spend it in other places. (more…)
We typically associate this time of year with the color green. Spring is right around the corner, which means grass will be growing with flowers in bloom. With Spring, also comes tax return season. Tax return season will also add a little green to our lives. It’s not a nice feeling when you receive your paycheck each week or month and see all of the money that the government takes out. This time of year, we actually get to see a little of the money come back to us. Did you know you can maximize your tax return by combining it with a title loan from Tio Rico Te Ayuda? Below we discuss how the combination can help you, and why Tio Rico is a supreme source for title loans. (more…)
When an emergency occurs, not only can it cause physical and emotional upheaval, it also wreaks havoc on your financial situation. If you have to sink money into unexpected bills, it can leave you scrambling to pay for day to day necessities like groceries, let alone monthly bills. Not everyone has insurance to cover them in emergency situations. Most financial institutions will require an established credit history to obtain a loan, which some won’t qualify for. Tio Rico Te Ayuda is home of the personal and title loan in Tucson, the Phoenix area, as well as greater Los Angeles. Below we discuss why title loans or personal loans could be the right choice for you when you need emergency cash. (more…)
When life throws you financial curve balls, where or who do you turn to for financial relief? Credit cards are a popular solution, that is, if you have decent enough credit to be approved for one. What do you do if your credit score is below average or worse? No major cards or institutions will back you with a credit line to help you in your desperate time of need. Just when you think you are out of options, quick cash loans might just be your solution. You may have heard of auto title loans or registration loans in Arizona, California or your home state. These loans provide a financial solution for people who are in need of a short-term loan. Title and registration loans are very similar but have a few key differences. Below we discuss the differences, so you can choose which one is the right fit for you. (more…)
Ever have that life moment where bills are piling up and you just can’t seem to get ahead enough to pay the mortgage, rent, or utility bills. It seems everyone around you is driving around in that nice car or striking it rich, while your credit score continues to sink. Life can be hard when you are living paycheck to paycheck and when emergencies happen, it makes the situation even more difficult. Emergencies can be expensive so what do you do? Many times, quick cash personal loans or auto title loans are exactly what you need. How do these types of loans work? We explain below. (more…)
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