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How much money should you have saved for life’s unexpected events? More importantly, how do you make room in your budget to finance an emergency fund? The experts at Tio Rico Te Ayuda are here with tips to help you learn some quick and easy ways to get your emergency fund started! (more…)

Cars are expensive, so keeping your vehicle in the best condition possible throughout the entire time you own it is very important. No matter what, all cars lose their value over time, so here are some tips to slow down that car depreciation process and keep that hard earned money in your pocket. (more…)

Food is expensive. It’s also very easy to make impulse purchases at the grocery store that may send your budget in a tailspin. In fact, grocery stores are set up to tempt you to spend money. Candy bars, quick snacks, and gum are located at the checkout counter while and necessities like milk or eggs are located in the opposite end of the store. Sneaky, right? Lucky for you, we can give you some tips to save on your grocery bill and can offer you short term loans if you have a big grocery bill. (more…)

Life takes a lot of unexpected twists and turns. What happens if something goes wrong? What happens if that something is really expensive? By setting up an emergency fund, you can relax knowing that if anything does go wrong, you’ll be able to get through any situation while still being financially comfortable. How much should you have saved up? The amount differs for each person, but a good emergency fund entails three months worth of money. That means any expense you need to live comfortably without working for three months. Avoid financial ruin by reading up on some of the emergency fund tips and knowing that quick cash loans from Tio Rico are available if you need one! (more…)

Already dreaming of spring break? Already wondering how you’re going to be able to afford it? When you are a customer of Tio Rico Te Ayuda, we work together to help you get the money you need. Once you fill out our quick and simple form, one of our friendly and experienced customer service representatives will work with you to determine the amount of your loan. You get to take your cash immediately! This means your dream spring break can be affordable! Below are some tips to help you plan the best spring break possible. (more…)

The biggest key to success in college is mastering and implementing the art of organization. Being able to balance your academic life, social life, and work life can be extremely stressful. But not to worry, Tio Rico Te Ayuda has 5 helpful tips to help keep you—and your budget—organized. (more…)

Tax season can be stressful and taking the time to prepare, organize information, and write checklists will not only remind you which documents you need but it will save you time. There are many articles and checklists available online but My Tio Rico has already done the research and is here to help with tips tax preparation Phoenix professionals need to breeze through everything with no problems at all. (more…)

As the Denver Broncos and the Carolina Panthers gear up to face each other for the second year in a row many fans are planning and preparing for the big Super Bowl party. No matter if you love the Broncos or the Panthers you’re bound to love the gathering of friends around tasty food to watch the big game. Heck, maybe you’re there for the commercials or to watch Coldplay in the halftime show. No matter what your reason is, hosting your Super Bowl party could be expensive but doesn’t mean you need to stress you out. Here are some party ideas that everyone will love and won’t make you go broke and feel deflated (haha). (more…)

If you are like the majority of people, you most likely decided to turn over a new leaf by making New Year’s resolutions. We are a few weeks into January and by now, some resolutions may have stuck and some may have not. Whether you resolved to eat healthier, exercise more, spend less money, or pay off debts, the point of this blog is to encourage you to stick with it! It’s okay if every day isn’t perfect, but it’s all about balance. Maybe it’s too chilly in the morning to go out jogging; so go to the gym instead. If you go out with friends to have a beer, fill up on a healthy salad first. (more…)

Winter is a romantic, magical season for a wedding! Perhaps the winter months may not seem ideal for a wedding but if you haven’t set the date yet for your big day, don’t rule out December, January, and February. Even if you always dreamed of having a sunny summer wedding, read our tips on How to Save on Your Perfect Winter Wedding below. These tips might just convince you that the winter season is actually the ideal time of year to say your vows.
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We understand feeding a family on a tight budget or being a struggling college student can make it hard to save money. You’re probably thinking that there is no way of organizing your food in your refrigerator can save you cash each week! Actually, how you arrange the items in your fridge can help you keep food longer minimizing unneeded trips to the grocery store. The best part is, these simple tips will only take you a few minutes to do and your family can help you maintain it! (more…)