It’s been a rough year for a lot of people, but there are still things you can do without spending a lot of money. In fact, some of the best places for tourists to go are absolutely free. Here are eight hidden gems in Arizona that won’t cost you a cent.
Whether you earn $30,000 per year or $60,000, somehow it never seems to be quite enough. Our bills tend to rise as our income does. You get a raise and take out a loan to buy a car. Now your raise is going straight to your car payment and it doesn’t feel like you’re making… Read more »
Thanksgiving on a budget doesn’t mean you have to go with less. It simply means developing a strategy to spend less. Most people shop for Thanksgiving dinner a few days beforehand, shop impulsively when doing so, and spend a small fortune. It doesn’t have to be that way. Thanksgiving is a special holiday, but there’s… Read more »
The holidays can be the most wonderful time of the year, but the season can also be a costly time of the year. With the hustle and bustle of the season comes added expenses—gifts, gatherings, groceries, and, if you are going home for Thanksgiving or at Christmastime—travel. If you, or you and your family, are… Read more »
A few cheap Halloween ideas can lead to big savings this October. Between purchasing loads of candy and treats, having multiple costumes and spooky decorations inside and out, the costs of Halloween can be frightful and add up too quickly. Fortunately, there are a few ways to save scary amounts of money and have a… Read more »
A financial emergency can happen anytime. An unexpected medical bill, your car breaks down, a necessary house repair—no matter how well you manage your money—sometimes quick cash is needed to cover expenses. When an unexpected financial setback happens, when you need to get funds in a pinch, one choice for borrowers is a short term… Read more »
Payday loans have been prohibited in Arizona for over a decade. In fact, the law that once allowed payday loans in Arizona expired on June 30, 2010. The following day, July 1, 2010, any type of consumer loans with APRs over 36% became illegal. Instead, many people with poor or no credit who once turned… Read more »
Registration loans are a type of financial instrument unique to the State of Arizona. They afford quick cash in event of a financial emergency, like auto repairs and medical bills. The convenience relates to the accessibility of funding and the number of loans available to the borrower. How many registration loans can you have in… Read more »
Looking for affordable things to do in the Valley of the Sun this summer? Even better—for free? In Phoenix and the surrounding communities, you will find a number of free and low-cost community activities for the whole family. Whether you want to have outdoors fun or spend a quiet day inside an air-conditioned space, there… Read more »
What is a car registration loan? That’s a good question. Chances are unless you live in Arizona, you are unfamiliar with that type of loan. But for those who do live in Arizona, they are a convenient way for consumers to borrow money. The terms are favorable, in the sense that lender requirements are generally… Read more »
Whether you have good credit or bad credit, personal loans are available to consumers for a variety of reasons. They offer the borrower the opportunity to use funds for just about anything that they may need. Purposes can vary, from paying down or consolidating high-interest credit cards and automobile repairs to medical bills and home… Read more »
With the new school year fast approaching, parents will look to save money on school supplies wherever they can. Gone are the days of the usual pens, pencils, and notebooks. These days the list of school-supplies can include electronic notebooks, iPads, laptops, wireless earbuds, portable power stations, backpacks, and yes, a new wardrobe. Costs add… Read more »
Loans for bad credit are available for people whose credit may have been negatively affected for one reason or another. Any number of circumstances can cause unexpected financial hardships or setbacks that can hurt your credit rating. Fortunately, even with poor credit, if a financial emergency occurs, there are loan options for you to pursue.
With the rising costs of groceries and other goods, there is no time better than now to start cutting coupons to save money. Taking advantage of coupons really does work. Developing advanced coupon strategies, sometimes referred to as extreme couponing, is, in many ways, a job. How well it pays depends on your strategy. The… Read more »
Saving for a baby is important. If you have a newborn on the way, especially if it’s your first, you may be a little panicky about expenses. Depending on where you live and the cost-of-living there, meeting your baby’s needs and child-care over the first couple of years can run upwards of $7,000 to $12,000… Read more »
Looking to cut costs from the monthly budget? Knowing how to save on the electric bill is a good start. Whether it’s running big appliances too often or unnecessarily or simply leaving the thermostat turned up when no one is home, there are ways to trim your energy consumption in your house or apartment that… Read more »
Looking to borrow money with a low credit score in the midst of a financial emergency can be troubling. If you’re out of options and wondering, “How can I get a loan with poor credit?” there are possibilities for consumers with limited borrowing options to get a loan. If you suddenly need money for a… Read more »
At Tio Rico Te Ayuda Loan Centers, we understand this is an unprecedented and stressful time. I want to take a moment to address how we are responding to this situation. We plan to keep our stores open, when we can, to support our customers essential needs for quick, easy and flexible loans. By keeping… Read more »
Sometimes, the unexpected happens and you need to get money fast. With rent coming due next week, your shift may have been canceled, your hours may have cut back, or you may have been laid off. Coping with an unexpected financial blow can be tough. We never really know when it might happen or when,… Read more »
Millennials are saving money and working hard, despite what you hear from the witless wonks and social commentators who mock them on cable news. Often portrayed as being lazy, self-centered, spendthrifts who live in their parent’s basement, the reality is just the opposite.