Category: Blog

4 Things You Need for a Title Loan

Cash

A title loan is a type of loan you can get that uses your vehicle as collateral. You can get a loan up to the value of your vehicle – car, truck, motorcycle, or recreational vehicle. The way you use the cash from the title loan is up to you. It is a flexible loan… Read more »

Resolutions to Build Better Credit

Budgeting

Many people make resolutions at the beginning of the new year. One of the most common topics for New Year’s resolutions is finances. If you have a low credit score, a worthwhile resolution is to build better credit. Your credit score is important in many aspects of your life. It can impact your ability to… Read more »

10 Household Budget Tips for 2022

Monthly Budgeting

As one year ends and a new one approaches, many people reflect on what is working and what’s not. If you feel like you end every year frustrated about your financial situation, it is time to take a new approach.

Best Christmas Towns in Arizona

christmas lights

Much of the climate in Arizona may be arid, but you can still experience the magic of Christmas and a winter wonderland in some of the best Christmas towns in Arizona. You may be surprised to learn about the long list of Christmas and winter activities that are available throughout Arizona – if you know… Read more »

10 DIY Christmas Gifts that are Sure to Be a Hit

Christmas Tree

DIY Christmas gifts can turn out to be some of the most meaningful gifts you can give. As an added bonus, you can save a lot of money on gifts by going the DIY route. Keep reading for 10 DIY Christmas gift ideas that are sure to be a hit.

Personal Loans and Your Tax Return

tax return

If you are in a place where you need some extra money, a personal loan may be able to help. It is always a good idea to understand a financial product – and how it may impact you in the future – before you take it out. Keep reading to learn more about personal loans,… Read more »

4 Reasons to Secure a Personal Loan for the Holidays

paperwork

As the holidays approach, you may be feeling the financial pressure that comes with purchasing gifts, traveling to see family, and participating in all the extras that seem to pop up this time of year.

How to Save the Most During Cyber Monday

online shopping

Cyber Monday is a shopping day that can save you lots of money and has the added benefit of not requiring you to actually go out and fight the crowds. Now, more than ever, people are turning to online shopping to get most if not all of their holiday shopping done.

Good Debt vs Bad Debt – Know the Difference

Credit Card

In the world of personal finance, there are some topics that can be confusing when you first encounter them. One of those topics is good debt vs bad debt. If you have recently heard these terms for the first time, you may be wondering: What is good debt? What is bad debt?

3 Myths About Personal Loans and Bad Credit

Signature

Multiple factors go into determining your credit score. The three credit bureaus (Experian, Equifax, and TransUnion) collect data about your financial situation and that information is used to calculate your credit score.

Need Back to School Money Fast? Consider a Title Loan

Books

There is a lot of focus on how expensive it is to pay for tuition and books at college. It can be difficult to find the money for tuition and books each semester. Even if you have the basics of tuition and books covered, there is still a long list of other expenses that can… Read more »

Back to School Shopping Tips to Save Money

Sale Sign

The back-to-school season is a busy time of year for parents of school-aged children and college students. There is always a lot to do – and a lot to buy – in order to get ready for the upcoming school year. The costs associated with getting ready for school can quickly add up. In order… Read more »

How to Negotiate Credit Debt

Wallet

The median credit card debt among Americans currently stands at $3,100. If these numbers from Credit Karma are anything to go by, many Americans have credit card debt problems. Considering that the average household income is $61,937, most people use a considerable fraction of their annual income to reduce debt.

How to Pay Off Debt

freedom

Being deeply in debt is, unfortunately, becoming more and more common. Credit card debt, student loans, and car debt can quickly add up and cause you to feel like you are drowning in payments. Setting a goal to reduce your debt to a more manageable level – or pay it off completely – can help you… Read more »

3 Ways of Saving for Retirement

Money Management

Most employed Americans do not save up for retirement. According to research conducted by Bankrate, more than 21% of the American population does not save any of their yearly income. This is a concerning figure because experts recommend saving between 10% to 20% for your retirement. If you have not taken action and started saving… Read more »

How to Leverage a Personal Loan to Build Credit

wallet

Everywhere you turn it seems like someone wants to look at your credit score to make decisions about what you can and cannot do. Your credit score can impact your ability to purchase a car, get a cell phone, rent an apartment, and even land a job. It is important to have a good credit score… Read more »

How to Get a Registration Loan in Phoenix

Money

Sometimes you need money quickly and do not have the time to save up or wait until the next payday. If you have a car registered in your name, then you have an option for getting the cash you need without a long wait. You can get a registration loan in Phoenix in as little… Read more »

8 Tips to Help You Avoid Costly Car Repairs

Car Engine

Unexpected car repairs can be expensive, and they can cause financial hardship if you don’t have money set aside to deal with emergencies. Many people find themselves caught in a cycle where they have to borrow money to pay for car repairs, and then about the time they pay off the loan, the car breaks… Read more »

5 Things You Should Know About Personal Loans

Money

According to the Chamber of Commerce, personal loans are the fastest-growing type of consumer lending in the United States. Personal loans are typically unsecured and range anywhere from $100 to $100,000. The average is around $8,000. Borrowers often use personal loans to consolidate or pay off their credit cards or student loans. There are currently… Read more »

What Are Cash Loans on Car Titles?

cash

Your car broke down on the way to work. What are you going to do? If you don’t have an emergency fund, you may need a loan to cover the cost of the car repairs. Cash loans on car titles, also known as auto title loans, allow you to borrow money using the equity in… Read more »