Category: Blog

5 Thrifty Gifting Ideas You Can Do This Season

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When it comes to giving gifts, it’s the thought that counts. The good news is that you can stick to your holiday budget (or even look into a same day personal loan!) and give your loved ones gifts that show them how much you care. Here are five thrifty gifting ideas to provide you with… Read more »

Celebrating the Holidays in Mesa, AZ

unique things to do in mesa az

The holidays are finally here, and it’s time to start planning the most magical time of year. Looking for unique things to do in Mesa, AZ for the holidays? Here are a few things to add to your festive to-do list for the 2022 holiday season: Visit the breathtaking Christmas light display on temple grounds at the… Read more »

Planning for the Holidays On a Budget

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The best time to plan your Christmas spending is before the holiday season begins. Many families feel a financial pinch throughout the beginning of the new year as they try to recover from holiday spending. Gifts, extra food, celebrations, time away from work, and travel expenses can add up quickly. Luckily, there are options, such… Read more »

Debt Consolidation vs. Personal Loan – Which is Better?

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You can typically use the funds from an unsecured personal loan for nearly any reason. However, lenders may exclude certain purposes, such as paying off student loans, paying tuition, investing, or making a down payment on a property secured by a mortgage loan. Some lenders specialize in helping people with credit challenges consolidate credit card… Read more »

Building Your Credit Score

Young girl

Everyone starts from zero with credit scores and should pay attention to their credit, even when new to work and personal finances. Your credit score is based on information from major credit reporting bureaus, which aren’t created until you’ve had credit in the form of revolving credit (credit cards) or loans. Most people won’t have… Read more »

10 Ways for Teens to Earn Money

Girl on Laptop

Hanging out with friends, auto expenses, electronics, and saving for future expenses like college and big purchases are just some of the things today’s teens need to fund. There are many ways teens can earn money. Read on to learn how to earn money as a teenager.

What is a Good Rate for a Personal Loan

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Most people know that when they borrow money, they are going to pay it back plus interest. The amount of interest is called the interest rate. It is worth understanding a good rate for a personal loan when you need quick personal loans.

5 Alternatives to Auto Title Loans

Cash Rolls

When you need some money fast for an emergency or unexpected expense, you could take an auto title loan if you own your vehicle free and clear. And if your vehicle has enough value to secure the amount you need. But what if you don’t have a clear title? Or is your vehicle an older or low-value… Read more »

What is a Title Loan and How Does It Work

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When your credit isn’t great and you need some funds, you may look into getting a loan somewhere that will accept low credit scores. Title loan lenders aren’t as stringent about credit history and usually have other terms for lending. A short-term loan with your car as collateral may fit your needs.

5 Habits of Debt-Free People You Can Start Today

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Do you have credit card debt? Retail store credit? Student loans? Are you making payments on a payment plan to the IRS or for medical debt? These are common forms of debt that people live with. But if you would rather not live this way, you need to start following the good financial habits of… Read more »

Tio Rico Blog – Planning a Memorable Date in Glendale, AZ

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Dating doesn’t have to mean expensive venues and fancy plans unless it’s a very special occasion and that is what you want. Making magical moments can be pricey, but fortunately, Glendale, Arizona is home to many fun and interesting attractions and events that don’t have to cost a lot. You’ll never have to look far… Read more »

How to Pay Off Debt While Living Paycheck to Paycheck

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Monthly rent or mortgage payments, trying to build an emergency fund, planning for retirement, or even choosing between groceries or other necessities and paying utilities – many people struggle with money issues on a regular basis. You should be able to feel comfortable with money issues and confident that you can manage them instead of… Read more »

Where is the Best Place to Get a Personal Loan?

Money Collage

When you run into an unexpected expense, sometimes you need a personal loan to take care of things. Other reasons you may need a personal loan include home remodel, moving costs, appliance purchases, vacation costs, and wedding expenses.

Fun Things to Do in Avondale with Kids

Father and Son

Everyone needs to get away for a bit or could use some fun activity from time to time. With kids, it often means getting out of the house and having a little adventure, which is always good for the hearts and minds of everyone in the family. You don’t have to over-prepare or save up… Read more »

How to Pay Off Medical Bills

Medical Bill

One accident or illness can take you from having zero medical debt to owing hundreds or thousands of dollars. Even if you have quality medical insurance, there can be high costs that you have to pay out of pocket when there is a medical emergency or planned procedure. If medical bills are looming over your… Read more »

How to Make Quick Money Online in 2022

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If you are looking for ways to make quick money online, there are a number of options. You can do something as simple as selling unused household items online or start a side hustle that has the potential to turn into a full-fledged career. Keep reading to learn about 3 quick ways you can start… Read more »

What You Need to Know About Loans for Bad Credit in AZ

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Less-than-perfect credit history can make you feel like you are constantly facing roadblocks when you need to borrow money. Bad credit history can follow you around for years, even if you are in a much better situation than you were when your credit took a hit. The good news is that there are online personal… Read more »

How to Update Your Home on a Budget

Home Rennovations

Updating your home can make it feel like a brand-new place. A few well-planned updates can transform your home without breaking the bank. You do not have to save for a major renovation or replace every piece of furniture you own in order to make your home feel updated. Keep reading for some tips for… Read more »

5 Creative Ways to Make Money

Empty Wallet

Everyone has times in life when they need a little extra money. If you find yourself out of work or needing a little extra cash to buy the things you need, there are a number of creative ways to make money. Keep reading for a few ideas that you can implement quickly.

Fun Things to Do in Phoenix, Arizona for Couples

Couple in Sunset

There is a long list of fun things to do in Phoenix for couples throughout the year. Phoenix offers all of the typical date night locales that you would expect to find in a city of its size. So, if you are looking for a traditional dinner and a movie, a quick online search will… Read more »