Author: Tio Rico

5 Habits of Debt-Free People You Can Start Today

Happiness

Do you have credit card debt? Retail store credit? Student loans? Are you making payments on a payment plan to the IRS or for medical debt? These are common forms of debt that people live with. But if you would rather not live this way, you need to start following the good financial habits of… Read more »

Planning a Memorable Date in Glendale, AZ

arizona

Dating doesn’t have to mean expensive venues and fancy plans unless it’s a very special occasion and that is what you want. Making magical moments can be pricey, but fortunately, Glendale, Arizona is home to many fun and interesting attractions and events that don’t have to cost a lot. You’ll never have to look far… Read more »

How to Pay Off Debt While Living Paycheck to Paycheck

bills

Monthly rent or mortgage payments, trying to build an emergency fund, planning for retirement, or even choosing between groceries or other necessities and paying utilities – many people struggle with money issues on a regular basis. You should be able to feel comfortable with money issues and confident that you can manage them instead of… Read more »

Where is the Best Place to Get a Personal Loan?

Money Collage

When you run into an unexpected expense, sometimes you need a personal loan to take care of things. Other reasons you may need a personal loan include home remodel, moving costs, appliance purchases, vacation costs, and wedding expenses.

Fun Things to Do in Avondale with Kids

Father and Son

Everyone needs to get away for a bit or could use some fun activity from time to time. With kids, it often means getting out of the house and having a little adventure, which is always good for the hearts and minds of everyone in the family. You don’t have to over-prepare or save up… Read more »

How to Pay Off Medical Bills

Medical Bill

One accident or illness can take you from having zero medical debt to owing hundreds or thousands of dollars. Even if you have quality medical insurance, there can be high costs that you have to pay out of pocket when there is a medical emergency or planned procedure. If medical bills are looming over your… Read more »

How to Make Quick Money Online in 2022

Counting Money | how do title loans work

If you are looking for ways to make quick money online, there are a number of options. You can do something as simple as selling unused household items online or start a side hustle that has the potential to turn into a full-fledged career. Keep reading to learn about 3 quick ways you can start… Read more »

What You Need to Know About Loans for Bad Credit in AZ

Counting Money

Less-than-perfect credit history can make you feel like you are constantly facing roadblocks when you need to borrow money. Bad credit history can follow you around for years, even if you are in a much better situation than you were when your credit took a hit. The good news is that there are online personal… Read more »

How to Update Your Home on a Budget

Home Rennovations

Updating your home can make it feel like a brand-new place. A few well-planned updates can transform your home without breaking the bank. You do not have to save for a major renovation or replace every piece of furniture you own in order to make your home feel updated. Keep reading for some tips for… Read more »

5 Creative Ways to Make Money

Empty Wallet | unplanned expenses

Everyone has times in life when they need a little extra money. If you find yourself out of work or needing a little extra cash to buy the things you need, there are a number of creative ways to make money. Keep reading for a few ideas that you can implement quickly.

Fun Things to Do in Phoenix, Arizona for Couples

Couple in Sunset

There is a long list of fun things to do in Phoenix for couples throughout the year. Phoenix offers all of the typical date night locales that you would expect to find in a city of its size. So, if you are looking for a traditional dinner and a movie, a quick online search will… Read more »

4 Things You Need for a Title Loan

Cash

A title loan is a type of loan you can get that uses your vehicle as collateral. You can get a loan up to the value of your vehicle – car, truck, motorcycle, or recreational vehicle. The way you use the cash from the title loan is up to you. It is a flexible loan… Read more »

Resolutions to Build Better Credit

Budgeting | best budgeting tips

Many people make resolutions at the beginning of the new year. One of the most common topics for New Year’s resolutions is finances. If you have a low credit score, a worthwhile resolution is to build better credit. Your credit score is important in many aspects of your life. It can impact your ability to… Read more »

10 Household Budget Tips for 2022

Monthly Budgeting

As one year ends and a new one approaches, many people reflect on what is working and what’s not. If you feel like you end every year frustrated about your financial situation, it is time to take a new approach.

Best Christmas Towns in Arizona

christmas lights

Much of the climate in Arizona may be arid, but you can still experience the magic of Christmas and a winter wonderland in some of the best Christmas towns in Arizona. You may be surprised to learn about the long list of Christmas and winter activities that are available throughout Arizona – if you know… Read more »

10 DIY Christmas Gifts That Are Sure to Be a Hit

Christmas Tree

DIY Christmas gifts can turn out to be some of the most meaningful gifts you can give. As an added bonus, you can save a lot of money on gifts by going the DIY route. Keep reading for 10 DIY Christmas gift ideas that are sure to be a hit.

Personal Loans and Your Tax Return

tax return

If you are in a place where you need some extra money, a personal loan may be able to help. It is always a good idea to understand a financial product – and how it may impact you in the future – before you take it out. Keep reading to learn more about personal loans,… Read more »

4 Reasons to Secure a Personal Loan for the Holidays

paperwork

As the holidays approach, you may be feeling the financial pressure that comes with purchasing gifts, traveling to see family, and participating in all the extras that seem to pop up this time of year.

How to Save the Most During Cyber Monday

online shopping

Cyber Monday is a shopping day that can save you lots of money and has the added benefit of not requiring you to actually go out and fight the crowds. Now, more than ever, people are turning to online shopping to get most if not all of their holiday shopping done.

Good Debt vs Bad Debt – Know the Difference

Credit Card

In the world of personal finance, there are some topics that can be confusing when you first encounter them. One of those topics is good debt vs bad debt. If you have recently heard these terms for the first time, you may be wondering: What is good debt? What is bad debt?