If you need to increase your credit score quickly, you can use several under-the-radar methods to help speed up the process. A high credit score is essential to get approved for a low-interest credit card, refinance your mortgage, or get a loan with favorable terms. Building good credit can take years. However, if you need to… Read more »
Are you looking to make some extra cash? Maybe you want to save for a special purchase, pay off some debt, or boost your bank account. If you find yourself wondering, “How can I make money fast?” consider these tips for making extra money without going into debt:
Saving money each month can be challenging, but you can reach your savings goals with some planning and discipline. If you’re wondering about some manageable ways to save money each month, keep reading to learn our best tips – including creating a budget, cutting out unnecessary spending, finding the best deals, prioritizing your savings goals,… Read more »
Traveling can be an enriching and eye-opening experience, but it can also be costly. If you plan ahead and use some smart travel tips, you can enjoy your trip without breaking the bank. If you’re wondering how to travel with a low budget, here are five tips to try:
Spring cleaning should help you feel ready for the coming seasons. It provides a sense of accomplishment and sets you up for future success. In the same way, spring cleaning your finances can help eliminate roadblocks to reaching your financial goals by taking care of the things you’ve been meaning to do, resetting your budget,… Read more »
Managing your finances can be intimidating, especially if you are beginning to understand the financial world. People make many common money mistakes, and it’s important to be aware of them to avoid them. Let’s look at 3 common money mistakes and how we can avoid them.
Valentine’s Day can be an ideal time to show your loved one how much you care, but celebrating this holiday doesn’t need to leave you financially drained. The great thing about living in Arizona is that there are plenty of ways to celebrate Valentine’s Day without breaking the bank. Take a look at these Valentine’s… Read more »
Can you have two personal loans at once? If you’re wondering about this question, you aren’t alone. No law limits the number of personal or secured loans you can have. Lenders may limit the amount of money you can borrow, or they may reject your loan application if they see that your income isn’t high… Read more »
January is a great time to reflect on the past and make positive changes for the good of your financial future. Whether you’re looking to save up for a big purchase or want to reduce your monthly bills, here are six financial New Year’s resolutions to incorporate into your routine in 2023.
High monthly debt payments hijack your ability to reach other financial goals by limiting your ability to build an emergency fund, contribute toward retirement, and save to make large purchases. Fortunately, there are proven ways to eliminate many types of debt other than making minimum payments, from organizing debt to getting a title loan. How… Read more »
For many people, a grocery budget represents an opportunity to reduce expenses for the entire household. Saving money on groceries can be difficult with rising food costs, however. Some people may choose to finance their grocery expenses differently and wonder how to get an installment loan with bad credit. At Tio Rico, we can help!… Read more »
When it comes to giving gifts, it’s the thought that counts. The good news is that you can stick to your holiday budget (or even look into a same day personal loan!) and give your loved ones gifts that show them how much you care. Here are five thrifty gifting ideas to provide you with… Read more »
The holidays are finally here, and it’s time to start planning the most magical time of year. Looking for unique things to do in Mesa, AZ for the holidays? Here are a few things to add to your festive to-do list for the 2022 holiday season: Visit the breathtaking Christmas light display on temple grounds at the… Read more »
The best time to plan your Christmas spending is before the holiday season begins. Many families feel a financial pinch throughout the beginning of the new year as they try to recover from holiday spending. Gifts, extra food, celebrations, time away from work, and travel expenses can add up quickly. Luckily, there are options, such… Read more »
You can typically use the funds from an unsecured personal loan for nearly any reason. However, lenders may exclude certain purposes, such as paying off student loans, paying tuition, investing, or making a down payment on a property secured by a mortgage loan. Some lenders specialize in helping people with credit challenges consolidate credit card… Read more »
Everyone starts from zero with credit scores and should pay attention to their credit, even when new to work and personal finances. Your credit score is based on information from major credit reporting bureaus, which aren’t created until you’ve had credit in the form of revolving credit (credit cards) or loans. Most people won’t have… Read more »
Hanging out with friends, auto expenses, electronics, and saving for future expenses like college and big purchases are just some of the things today’s teens need to fund. There are many ways teens can earn money. Read on to learn how to earn money as a teenager.
Most people know that when they borrow money, they are going to pay it back plus interest. The amount of interest is called the interest rate. It is worth understanding a good rate for a personal loan when you need quick personal loans.
When you need some money fast for an emergency or unexpected expense, you could take an auto title loan if you own your vehicle free and clear. And if your vehicle has enough value to secure the amount you need. But what if you don’t have a clear title? Or is your vehicle an older or low-value… Read more »
When your credit isn’t great and you need some funds, you may look into getting a loan somewhere that will accept low credit scores. Title loan lenders aren’t as stringent about credit history and usually have other terms for lending. A short-term loan with your car as collateral may fit your needs.
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