Author: Tio Rico

Can You Get a Title Loan on a Financed Car?

can you get a title loan on a financed car

If you are in a financial bind and need quick access to cash, you may be wondering: can you get a title loan on a financed car, or a vehicle not completely paid off? The good news is that it is possible to obtain a title loan on a financed car. We will explore the… Read more »

Can You Use Your Car as Collateral for a Loan?

can you use your car as collateral for a loan

When in need of quick cash, many people wonder: can you use your car as collateral for a loan? The answer is yes, you can use your car as collateral for a loan, such as a title loan from Tio Rico. Below, we explore the concept of using your car as collateral and discuss the… Read more »

How Do Title Loans Work in AZ?

how do title loans work in az

Title loans can be a useful option for individuals in Arizona who need quick cash. These loans allow borrowers to use their vehicles as collateral to secure the loan. Understanding the answer to the question, “How do title loans work in AZ?” including any legal considerations, is crucial before considering this financial option.

What Do I Need to Get a Title Loan?

what do i need to get a title loan

If you find yourself in need of quick cash, an auto title loan can be a viable option. However, before applying for a title loan, it is important to understand the requirements and documentation needed to secure the loan. We answer the question “What do I need to get a title loan?” explaining what is… Read more »

A Guide to Cheap (or Free!) Family Holiday Activities in Phoenix

free things to do in phoenix

The holiday season can be stressful for families on a tight budget. Thankfully, there are plenty of inexpensive or free things to do in Phoenix during this festive time. This guide will list fun and affordable holiday activities for families without breaking the bank. Whether you want to get into the holiday spirit with a… Read more »

10 Affordable Holiday Gift Ideas for the Entire Family

affordable gift ideas

The holiday season is approaching, so it’s time to start thinking about what gifts to give your loved ones. But if you’re on a budget, finding affordable gift ideas can be daunting. Fortunately, plenty of thoughtful and meaningful gifts won’t break the bank. This blog will share 10 affordable gift ideas for your family, friends,… Read more »

How a Credit Builder Loan Can Improve Your Credit Score

what is a credit builder loan

What is a credit builder loan? If you have poor or no credit, a credit builder loan can be a viable option to help improve your credit score. These loans are designed to help borrowers establish or improve their credit scores by making on-time payments. In this blog, we will briefly overview what a credit… Read more »

On a Budget? Try These Inexpensive and Delicious Thanksgiving Dishes

cheap Thanksgiving dishes

Thanksgiving is a time to spend with family and friends, reflect on the past year, and give thanks for everything we have. However, it can also be a time of financial stress, especially if you’re hosting the holiday on a tight budget. Fortunately, you don’t have to break the bank to have a delicious Thanksgiving… Read more »

Student Loans and Credit Scores: What’s the Connection?

how do student loans affect credit score

Most students have to face the burden of student loan debt at some point in their lives. While it may seem daunting, it’s essential to stay informed about the way it affects credit scores and what you can do to pay them off. Considering how student loans affect credit scores is vital in maintaining good… Read more »

How to Budget for Retirement (and Why You Should Start Early)

typical retirement budget

Retirement is a significant phase in life that everyone looks forward to after years of hard work. However, to achieve a comfortable retirement, taking control of your finances and saving early is critical. Budgeting for retirement can be difficult, especially if you’re not prepared. We illustrate a typical retirement budget, offer easy retirement budgeting tips,… Read more »

5 Common Credit Card Mistakes to Avoid (and How to Fix Them!)

credit card mistakes

Credit cards have become an indispensable financial product for many people, providing great convenience while shopping and letting you enjoy rewards for using them. However, credit cards are also tricky, and if misused, they could spell financial ruin in the long run. In this blog post, we’ll outline five common credit card mistakes to avoid… Read more »

How Much of My Paycheck Should I Save?

how much of my paycheck should i save

Saving money is essential to financial stability, yet many people find it challenging to identify the ideal amount to save from their paychecks. Knowing the amount to save per paycheck can help you develop a sustainable budget and improve your financial stability in the long run. Below, we’ll answer the question, “How much of my… Read more »

8 Surprising Budgeting Tips to Try in 2023

Budgeting | best budgeting tips

Are you struggling with your finances? Do you feel like you’re living paycheck to paycheck? Managing finances can be daunting, but with the right guidance and useful tips, it can become much easier. In this blog post, we’ll explore some unique and unexpected budgeting tips you can try in 2023. These tips will help you… Read more »

How to Manage Unplanned Expenses with Personal Loans

Empty Wallet | unplanned expenses

Unplanned expenses can be a real headache, especially when living paycheck to paycheck. Whether it’s a car repair, a medical bill, or a sudden job loss, these expenses can take a toll on your finances and leave you feeling overwhelmed. That’s where personal loans come in handy. This blog will discuss some common examples of… Read more »

How Living More Minimally Can Help You Save Money

Cash in Hand | financial minimalism

If you want to be more mindful of your spending and save money, implementing financial minimalism is an excellent way to start. This budgeting strategy focuses on prioritizing your spending on what truly matters and cutting down on things that don’t add value to your life. Financial minimalism is about prioritizing your values and learning… Read more »

Don’t Forget to Include These 5 Items in Your Personal Budget

what to include in a budget

Budgeting is critical to maintaining your financial health. But, you may be overlooking some important expenses affecting your budget. Let’s discuss some personal budget line items you may be missing and why including them in your budget is important. Read on to learn what to include in a budget to stay financially healthy!

A Pocket Guide: Understanding How Interest Rates Work

Young girl | how interest rates work

When it comes to borrowing money, one essential detail can significantly impact the amount you owe: interest rates. Interest rates are vital to most loans, but many people don’t fully understand how they work. In this guide, we’ll delve deep into interest rates – what they are, the different types, and how they can benefit… Read more »

5 Easy Money Saving Tips for a Budget-Friendly Summer

Money | easy money saving tips

Summer is a time to relax, unwind, and have fun. Unfortunately, it’s also a time of year that can easily empty your wallet. With rising inflation and housing prices, finding ways to save money during the summer can be challenging. Fortunately, there are simple steps you can take to keep your summer days budget-friendly. In… Read more »

7 Easy Ways to Save Money Each Month

Coins | ways to save money each month

Many of us struggle to achieve financial stability, especially if we have poor credit or live on a tight budget. Sometimes, we must stretch our dollars as much as possible to make ends meet. This is why learning ways to save money each month is important. This post will provide seven easy tips to help… Read more »

Why You Should Have a Rainy Day Fund – And Where to Start

Counting Money | what is a rainy day fund

What is a rainy day fund? It’s a type of savings account that you can use to cover unexpected expenses or to help you through difficult financial times. It’s a great way to ensure you’re prepared for any financial surprises that come your way, and it can help you stay on track with your long-term… Read more »