Category: Financial Tips

A Guide to Cheap (or Free!) Family Holiday Activities in Phoenix

free things to do in phoenix

The holiday season can be stressful for families on a tight budget. Thankfully, there are plenty of inexpensive or free things to do in Phoenix during this festive time. This guide will list fun and affordable holiday activities for families without breaking the bank. Whether you want to get into the holiday spirit with a… Read more »

10 Affordable Holiday Gift Ideas for the Entire Family

affordable gift ideas

The holiday season is approaching, so it’s time to start thinking about what gifts to give your loved ones. But if you’re on a budget, finding affordable gift ideas can be daunting. Fortunately, plenty of thoughtful and meaningful gifts won’t break the bank. This blog will share 10 affordable gift ideas for your family, friends,… Read more »

On a Budget? Try These Inexpensive and Delicious Thanksgiving Dishes

cheap Thanksgiving dishes

Thanksgiving is a time to spend with family and friends, reflect on the past year, and give thanks for everything we have. However, it can also be a time of financial stress, especially if you’re hosting the holiday on a tight budget. Fortunately, you don’t have to break the bank to have a delicious Thanksgiving… Read more »

How to Budget for Retirement (and Why You Should Start Early)

typical retirement budget

Retirement is a significant phase in life that everyone looks forward to after years of hard work. However, to achieve a comfortable retirement, taking control of your finances and saving early is critical. Budgeting for retirement can be difficult, especially if you’re not prepared. We illustrate a typical retirement budget, offer easy retirement budgeting tips,… Read more »

5 Common Credit Card Mistakes to Avoid (and How to Fix Them!)

credit card mistakes

Credit cards have become an indispensable financial product for many people, providing great convenience while shopping and letting you enjoy rewards for using them. However, credit cards are also tricky, and if misused, they could spell financial ruin in the long run. In this blog post, we’ll outline five common credit card mistakes to avoid… Read more »

How Much of My Paycheck Should I Save?

how much of my paycheck should i save

Saving money is essential to financial stability, yet many people find it challenging to identify the ideal amount to save from their paychecks. Knowing the amount to save per paycheck can help you develop a sustainable budget and improve your financial stability in the long run. Below, we’ll answer the question, “How much of my… Read more »

8 Surprising Budgeting Tips to Try in 2023

Budgeting | best budgeting tips

Are you struggling with your finances? Do you feel like you’re living paycheck to paycheck? Managing finances can be daunting, but with the right guidance and useful tips, it can become much easier. In this blog post, we’ll explore some unique and unexpected budgeting tips you can try in 2023. These tips will help you… Read more »

How Living More Minimally Can Help You Save Money

Cash in Hand | financial minimalism

If you want to be more mindful of your spending and save money, implementing financial minimalism is an excellent way to start. This budgeting strategy focuses on prioritizing your spending on what truly matters and cutting down on things that don’t add value to your life. Financial minimalism is about prioritizing your values and learning… Read more »

Don’t Forget to Include These 5 Items in Your Personal Budget

what to include in a budget

Budgeting is critical to maintaining your financial health. But, you may be overlooking some important expenses affecting your budget. Let’s discuss some personal budget line items you may be missing and why including them in your budget is important. Read on to learn what to include in a budget to stay financially healthy!

A Pocket Guide: Understanding How Interest Rates Work

Young girl | how interest rates work

When it comes to borrowing money, one essential detail can significantly impact the amount you owe: interest rates. Interest rates are vital to most loans, but many people don’t fully understand how they work. In this guide, we’ll delve deep into interest rates – what they are, the different types, and how they can benefit… Read more »

5 Easy Money Saving Tips for a Budget-Friendly Summer

Money | easy money saving tips

Summer is a time to relax, unwind, and have fun. Unfortunately, it’s also a time of year that can easily empty your wallet. With rising inflation and housing prices, finding ways to save money during the summer can be challenging. Fortunately, there are simple steps you can take to keep your summer days budget-friendly. In… Read more »

7 Easy Ways to Save Money Each Month

Coins | ways to save money each month

Many of us struggle to achieve financial stability, especially if we have poor credit or live on a tight budget. Sometimes, we must stretch our dollars as much as possible to make ends meet. This is why learning ways to save money each month is important. This post will provide seven easy tips to help… Read more »

Why You Should Have a Rainy Day Fund – And Where to Start

Counting Money | what is a rainy day fund

What is a rainy day fund? It’s a type of savings account that you can use to cover unexpected expenses or to help you through difficult financial times. It’s a great way to ensure you’re prepared for any financial surprises that come your way, and it can help you stay on track with your long-term… Read more »

How Can I Make Extra Money Fast?

how can i make extra money fast

Are you looking to make some extra cash? Maybe you want to save for a special purchase, pay off some debt, or boost your bank account. If you find yourself wondering, “How can I make money fast?” consider these tips for making extra money without going into debt:

5 Ways to Save Money Each Month

Money in Wallet | ways to save money each month

Saving money each month can be challenging, but you can reach your savings goals with some planning and discipline. If you’re wondering about some manageable ways to save money each month, keep reading to learn our best tips – including creating a budget, cutting out unnecessary spending, finding the best deals, prioritizing your savings goals,… Read more »

5 Helpful Tips for Traveling With a Low Budget

how to travel with a low budget

Traveling can be an enriching and eye-opening experience, but it can also be costly. If you plan ahead and use some smart travel tips, you can enjoy your trip without breaking the bank. If you’re wondering how to travel with a low budget, here are five tips to try:

4 Essential Tips for Spring Cleaning Your Finances

spring cleaning your finances

Spring cleaning should help you feel ready for the coming seasons. It provides a sense of accomplishment and sets you up for future success. In the same way, spring cleaning your finances can help eliminate roadblocks to reaching your financial goals by taking care of the things you’ve been meaning to do, resetting your budget,… Read more »

Common Money Mistakes Millennials Make (and What to Do Instead)

Money | common money mistakes

Managing your finances can be intimidating, especially if you are beginning to understand the financial world. People make many common money mistakes, and it’s important to be aware of them to avoid them. Let’s look at 3 common money mistakes and how we can avoid them.

Romantic Valentine’s Day Ideas on a Budget

valentine's ideas on a budget

Valentine’s Day can be an ideal time to show your loved one how much you care, but celebrating this holiday doesn’t need to leave you financially drained. The great thing about living in Arizona is that there are plenty of ways to celebrate Valentine’s Day without breaking the bank. Take a look at these Valentine’s… Read more »

Kick Off 2023 With These 6 Money Saving New Year’s Resolutions

Cash in Hand | financial New Year's resolutions

January is a great time to reflect on the past and make positive changes for the good of your financial future. Whether you’re looking to save up for a big purchase or want to reduce your monthly bills, here are six financial New Year’s resolutions to incorporate into your routine in 2023.