Category: Financial Tips

Get the Ultimate Checklist for First Time Home Buyers

Home for Sale

Buying your first house is unequivocally one of the most overwhelming, yet exciting experiences you can go through. The process involves seemingly endless amounts of paperwork, infinite choices, and tons of other things you need to be on top of at any given moment. The Auto Title Loans Arizona experts at My Tio Rico have… Read more »

Healthy, Low-Cost Summer Meal Planning

Grocery Carts

Like most Americans, you probably spend a big part of your budget on food and groceries. Typically, the average family’s food costs per month average about $800. For many of these families, it may be hard to stay on a healthy diet because quantity can overpower quality when it comes to being on a tight… Read more »

Break the Paycheck-to-Paycheck Cycle in 3 Easy Steps

Piggy Bank

Did you know that 62% of Americans don’t have an emergency savings fund? Or that 47% of households don’t save anything at all? And that 76% of Americans say they are living paycheck-to-paycheck. What many people don’t know, is that you don’t have to live your life like this. With Tio Rico, you can break that… Read more »

The Guide To Paying Off Debt and Building Your Credit

credit card

Need bad credit help? Want to pay off your credit card or loans quickly? The auto title loan specialists from Tio Rico can help you get out of debt quickly and on your own. Just follow these simple steps to smart financing so you can move on with your life and stop worrying about money… Read more »

How to Start an Emergency Fund

emergency fund

How much money should you have saved for life’s unexpected events? More importantly, how do you make room in your budget to finance an emergency fund? The experts at Tio Rico Te Ayuda are here with tips to help you learn some quick and easy ways to get your emergency fund started!

4 Ways to Maintain the Value of Your Car

washing the car

Cars are expensive, so keeping your vehicle in the best condition possible throughout the entire time you own it is very important. No matter what, all cars lose their value over time, so here are some tips to slow down that car depreciation process and keep that hard earned money in your pocket.

Learn How to Grocery Shop on a Budget

Groceries

Food is expensive. It’s also very easy to make impulse purchases at the grocery store that may send your budget in a tailspin. In fact, grocery stores are set up to tempt you to spend money. Candy bars, quick snacks, and gum are located at the checkout counter while and necessities like milk or eggs… Read more »

5 Ways to Build an Emergency Fund

life ring of cash

Life takes a lot of unexpected twists and turns. What happens if something goes wrong? What happens if that something is really expensive? By setting up an emergency fund, you can relax knowing that if anything does go wrong, you’ll be able to get through any situation while still being financially comfortable. How much should… Read more »

The Best Spring Break Trips, On a Budget

man on beach

Already dreaming of spring break? Already wondering how you’re going to be able to afford it? When you are a customer of Tio Rico Te Ayuda, we work together to help you get the money you need. Once you fill out our quick and simple form, one of our friendly and experienced customer service representatives… Read more »

3 Tips on How to Stay Organized in College

college girl studying

The biggest key to success in college is mastering and implementing the art of organization. Being able to balance your academic life, social life, and work life can be extremely stressful. But not to worry, Tio Rico Te Ayuda has 5 helpful tips to help keep you—and your budget—organized.

The Secret to Easy Income Tax Preparation Phoenix Professionals Need to Know

Tax Preparation

Tax season can be stressful and taking the time to prepare, organize information, and write checklists will not only remind you which documents you need but it will save you time. There are many articles and checklists available online but My Tio Rico has already done the research and is here to help with tips… Read more »

Super Bowl Sunday Party Ideas on a Budget!

Get Cash Fast with New Mexico Title Loans

As the Denver Broncos and the Carolina Panthers gear up to face each other for the second year in a row many fans are planning and preparing for the big Super Bowl party. No matter if you love the Broncos or the Panthers you’re bound to love the gathering of friends around tasty food to… Read more »

Stay Committed to Your Financial New Year’s Resolutions

financial planning

If you are like the majority of people, you most likely decided to turn over a new leaf by making New Year’s resolutions. We are a few weeks into January and by now, some resolutions may have stuck and some may have not. Whether you resolved to eat healthier, exercise more, spend less money, or… Read more »

How to Save on Your Perfect Winter Wedding

budgeting

Winter is a romantic, magical season for a wedding! Perhaps the winter months may not seem ideal for a wedding but if you haven’t set the date yet for your big day, don’t rule out December, January, and February. Even if you always dreamed of having a sunny summer wedding, read our tips on How… Read more »

5 Ways Organizing Your Refrigerator Can Help You Save Money

Fridge

We understand feeding a family on a tight budget or being a struggling college student can make it hard to save money. You’re probably thinking that there is no way of organizing your food in your refrigerator can save you cash each week! Actually, how you arrange the items in your fridge can help you… Read more »

3 Reasons Why Your Budget Is Not Working For You

best loan using a car as collateral

As we get older, we all try our best to manage our spending better. Growing up comes with more responsibilities, and with more responsibilities comes more expenses. Because of this, it’s important to ensure that the money we are working hard for is going towards our goals and values. But setting a budget for yourself… Read more »

Having a Baby is Expensive! Tio Rico Can Help!

Pregnant Belly

Congratulations! Here at My Tio Rico, we’re always excited to welcome a new life into the world, so from our family to yours, congratulations to all the expecting parents. Summer and Fall are wonderful times to welcome a baby, especially in warmer climates like California, where a hot day is a perfect opportunity to turn… Read more »

5 Unexpected Ways to Make Extra Money

Dollar Bill

At one time or another, we all need a little extra cash in our pocket. If you need a steady stream of extra income, a part-time job may be your best option, but if you just need a little extra cash for a vacation, home renovation, or something else, here a few ways to get… Read more »

4 Bad Financial Habits You Might Be Teaching Your Kids

Parents

If you are a parent, you have most likely seen some of your imperfections come to light through the actions or words that come from kids. Kids and teens are constantly observing what you do and also see how you manage your money on a day-to-day basis. As much as you try to teach them… Read more »