What is a Personal Loan and How Can I Get One?

We’ve all been there! You need a small amount of money–quickly, but you’re not sure what steps to take. Ads and commercials bombard you with options that leave you feeling more confused than empowered. You don’t need a loan for a big-ticket item like a house or car, just some extra cash. Have you been left wondering “ what is a personal loan ” and “can I get one”? Let Tio Rico clearly break down the qualifications and the process for you.

Qualification for a Personal Loan in Arizona

Whether you need money for an emergency, to replace a household appliance, or for buying those last few college textbooks, a personal loan is a great option for you. This short term loan option is fast and easy. Below is a checklist of qualifications for an Arizona personal loan:
The borrowing terms: $100 -$1000
Collateral: You must provide a Motor Vehicle Registration in your name.
Age: 18 years or older
Credit Check: Yes
ID: Yes. You must provide a government issued ID (i.e. Driver’s License)
Bank Account: Yes. You must provide proof of a bank checking account or a debit card from your employer.

If you are still making payments on your car, it’s still okay and if the registration is not current but is in Arizona, that’s okay too! As you can see, approval for a fast cash, no credit loan is simple.

Easy Steps to Take to Get Cash in Your Hand!

Once you have checked the qualifications off, the next steps are easy. We have multiple locations throughout Arizona that offer personal loans (also see our comparable options in New Mexico and in the greater Los Angeles, California region). One of our loan specialists can sit with you and walk you through the process. If you would rather fill out the application online, we offer that optional as well. Finally, we can take you application over the phone. Have the information we need at the ready, and give us a call at 602-322-1010. No matter which option you chose, you will have the cash you need in your hand before you know it!