Unplanned expenses can be a real headache, especially when living paycheck to paycheck. Whether it’s a car repair, a medical bill, or a sudden job loss, these expenses can take a toll on your finances and leave you feeling overwhelmed. That’s where personal loans come in handy. This blog will discuss some common examples of… Read more »
Category: Personal Loans
Can you have two personal loans at once? If you’re wondering about this question, you aren’t alone. No law limits the number of personal or secured loans you can have. Lenders may limit the amount of money you can borrow, or they may reject your loan application if they see that your income isn’t high… Read more »
Most people know that when they borrow money, they are going to pay it back plus interest. The amount of interest is called the interest rate. It is worth understanding a good rate for a personal loan when you need quick personal loans.
When you run into an unexpected expense, sometimes you need a personal loan to take care of things. Other reasons you may need a personal loan include home remodel, moving costs, appliance purchases, vacation costs, and wedding expenses.
Less-than-perfect credit history can make you feel like you are constantly facing roadblocks when you need to borrow money. Bad credit history can follow you around for years, even if you are in a much better situation than you were when your credit took a hit. The good news is that there are online personal… Read more »
If you are in a place where you need some extra money, a personal loan may be able to help. It is always a good idea to understand a financial product – and how it may impact you in the future – before you take it out. Keep reading to learn more about personal loans,… Read more »
As the holidays approach, you may be feeling the financial pressure that comes with purchasing gifts, traveling to see family, and participating in all the extras that seem to pop up this time of year.
Multiple factors go into determining your credit score. The three credit bureaus (Experian, Equifax, and TransUnion) collect data about your financial situation and that information is used to calculate your credit score.
Everywhere you turn it seems like someone wants to look at your credit score to make decisions about what you can and cannot do. Your credit score can impact your ability to purchase a car, get a cell phone, rent an apartment, and even land a job. It is important to have a good credit score… Read more »
According to the Chamber of Commerce, personal loans are the fastest-growing type of consumer lending in the United States. Personal loans are typically unsecured and range anywhere from $100 to $100,000. The average is around $8,000. Borrowers often use personal loans to consolidate or pay off their credit cards or student loans. There are currently… Read more »
Many Americans live paycheck to paycheck with no savings to speak of. Maybe this describes your situation. You work hard, but there just isn’t enough money left over after paying the bills. What happens if you have a medical emergency or your car breaks down? You need money to take care of the emergency right… Read more »
A financial emergency can happen anytime. An unexpected medical bill, your car breaks down, a necessary house repair—no matter how well you manage your money—sometimes quick cash is needed to cover expenses. When an unexpected financial setback happens, when you need to get funds in a pinch, one choice for borrowers is a short term… Read more »
Payday loans have been prohibited in Arizona for over a decade. In fact, the law that once allowed payday loans in Arizona expired on June 30, 2010. The following day, July 1, 2010, any type of consumer loans with APRs over 36% became illegal. Instead, many people with poor or no credit who once turned… Read more »
Whether you have good credit or bad credit, personal loans are available to consumers for a variety of reasons. They offer the borrower the opportunity to use funds for just about anything that they may need. Purposes can vary, from paying down or consolidating high-interest credit cards and automobile repairs to medical bills and home… Read more »
Loans for bad credit are available for people whose credit may have been negatively affected for one reason or another. Any number of circumstances can cause unexpected financial hardships or setbacks that can hurt your credit rating. Fortunately, even with poor credit, if a financial emergency occurs, there are loan options for you to pursue.
Looking to borrow money with a low credit score in the midst of a financial emergency can be troubling. If you’re out of options and wondering, “How can I get a loan with poor credit?” there are possibilities for consumers with limited borrowing options to get a loan. If you suddenly need money for a… Read more »
Getting a loan with bad credit or no credit does not have to be a stressful experience. You may be a first-time borrower needing a loan or experiencing bad credit due to a medical crisis, a poor financial decision, and-or a period of under-or-unemployment. Even on the rebound, a financial emergency may strike and you… Read more »
Registration loans are a funding source unique to the State of Arizona. They present a convenient way to get quick cash for varying types of emergencies ranging from medical to auto repair. The convenience relates to the accessibility of funding and the number of loans available to the borrower. How many registration loans can you… Read more »
There is no doubt that the costs of attending college have increased in the past decade. Where circumstances allow, personal loans for students with no income or credit history have become a popular choice to offset the cost of books, dining, off-campus housing, and even day-to-day living expenses.
Can you use a car as collateral for a personal loan? Though it is not necessary to pledge any security or collateral when applying for a personal loan, if you have any type of collateral, then you can use that when applying for your loan. However, most personal loans are unsecured loans that are given… Read more »