Most students have to face the burden of student loan debt at some point in their lives. While it may seem daunting, it’s essential to stay informed about the way it affects credit scores and what you can do to pay them off. Considering how student loans affect credit scores is vital in maintaining good… Read more »
Category: Credit Score Tips
Credit cards have become an indispensable financial product for many people, providing great convenience while shopping and letting you enjoy rewards for using them. However, credit cards are also tricky, and if misused, they could spell financial ruin in the long run. In this blog post, we’ll outline five common credit card mistakes to avoid… Read more »
If you need to increase your credit score quickly, you can use several under-the-radar methods to help speed up the process. A high credit score is essential to get approved for a low-interest credit card, refinance your mortgage, or get a loan with favorable terms. Building good credit can take years. However, if you need to… Read more »
Everyone starts from zero with credit scores and should pay attention to their credit, even when new to work and personal finances. Your credit score is based on information from major credit reporting bureaus, which aren’t created until you’ve had credit in the form of revolving credit (credit cards) or loans. Most people won’t have… Read more »
Many people make resolutions at the beginning of the new year. One of the most common topics for New Year’s resolutions is finances. If you have a low credit score, a worthwhile resolution is to build better credit. Your credit score is important in many aspects of your life. It can impact your ability to… Read more »
Multiple factors go into determining your credit score. The three credit bureaus (Experian, Equifax, and TransUnion) collect data about your financial situation and that information is used to calculate your credit score.
The median credit card debt among Americans currently stands at $3,100. If these numbers from Credit Karma are anything to go by, many Americans have credit card debt problems. Considering that the average household income is $61,937, most people use a considerable fraction of their annual income to reduce debt.
Whether you have good credit or bad credit, personal loans are available to consumers for a variety of reasons. They offer the borrower the opportunity to use funds for just about anything that they may need. Purposes can vary, from paying down or consolidating high-interest credit cards and automobile repairs to medical bills and home… Read more »
Loans for bad credit are available for people whose credit may have been negatively affected for one reason or another. Any number of circumstances can cause unexpected financial hardships or setbacks that can hurt your credit rating. Fortunately, even with poor credit, if a financial emergency occurs, there are loan options for you to pursue.
Looking to borrow money with a low credit score in the midst of a financial emergency can be troubling. If you’re out of options and wondering, “How can I get a loan with poor credit?” there are possibilities for consumers with limited borrowing options to get a loan. If you suddenly need money for a… Read more »
It’s always nice to have a healthy credit score, but if you are in place at that moment where your credit needs rebuilding, rest assure that you are not alone and, even better, you are not stuck in this place forever. Knowing how to rebuild your credit score will help you get back on track… Read more »
Low credit scores can trip you up when trying to get a car loan, a personal loan or even an apartment to rent. The good news is that there are ways that you can increase your credit score. It begins with wanting to improve your credit score, and then takes some self-discipline, determination, and focus…. Read more »
Ever have that life moment where bills are piling up and you just can’t seem to get ahead enough to pay the mortgage, rent, or utility bills. It seems everyone around you is driving around in that nice car or striking it rich, while your credit score continues to sink. Life can be hard when… Read more »
What is a credit report? A credit report is a detailed account of your credit history that determines your credit score. On your credit report, you will see a summary of every credit or loan account you have taken out and your payment history, if you have missed payments or quit paying altogether, that will… Read more »
Is the Phoenix auto title loans program the answer to your bad credit? You may not know that people take out loans for a lot of different reasons. Sometimes it’s to pay off their bills, pay an unexpected medical expense, or pay a down payment on a new house or car. However, no matter the… Read more »
Need bad credit help? Want to pay off your credit card or loans quickly? The auto title loan specialists from Tio Rico can help you get out of debt quickly and on your own. Just follow these simple steps to smart financing so you can move on with your life and stop worrying about money… Read more »
What is a personal loan? If you need some quick cash and are thinking a personal loan is right for you, you should learn more about what a personal loan is. A personal loan is a fast, short-term cash loan where you can borrow as little as a few hundred dollars up to $1,000. Many… Read more »