Registration Loans in Arizona

What Is a Registration Loan?

Tio Rico Te Ayuda is a licensed lender offering quick and easy short-term cash loans. If you have searched for a registration loan in Arizona, the product you are looking for is our personal loan. It is a short-term cash loan of $500 to $1,200 that is based on your vehicle registration rather than your vehicle title.

That means you do not have to own your vehicle outright. If you are still making payments on your car, you can still qualify, as long as the registration is in your name. If your vehicle is paid off and you want to borrow a larger amount, an auto title loan may suit you better.

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How Much Can You Borrow?

Registration loans at Tio Rico range from $500 to $1,200. It is a small, short-term loan for the times when you need cash quickly and only need to borrow a modest amount.

We can process and approve your application in as little as 30 minutes, because we know how valuable your time is.

What Do I Need to Apply?

  • A motor vehicle registration in your name (it is OK if the registration is not current, Arizona only)
  • You only need to borrow a small amount ($500 to $1,200)
  • 18 years of age or older
  • A government-issued ID, such as a driver's license
  • A checking account and a paystub from your employer
  • A debit card

How the Process Works

When you apply online, by phone, or in person at a Tio Rico Te Ayuda location, bring your vehicle registration, your government-issued ID, a recent paystub, your checking account details and your debit card.

There is no vehicle title to hand over. Once your information is reviewed, you are told how much you can borrow, the interest rate due on the loan, and how long you have to pay it back. Approval takes 30 minutes or less.

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Still Making Payments on Your Vehicle?

This is the main reason customers choose a registration loan. An auto title loan is secured by a vehicle you own outright, with a title in your name. A registration loan is not. As long as the vehicle registration is in your name, you can borrow while you are still making payments on the car, and the registration does not have to be current.

Registration Loan or Title Loan?

Tio Rico offers two loan products, and a registration loan is booked as the personal loan. Choose a registration loan if your vehicle is financed and you need $500 to $1,200. Choose an auto title loan if your vehicle is paid off and you need to borrow more, since a title loan is written against the equity in the vehicle and can be much larger.

How You Pay It Back

Payment plans are flexible. You can pay bi-weekly, semi-monthly or monthly, whichever fits the way you are paid. No insurance is required in most cases.

Your loan amount, your interest rate and your payment schedule are all confirmed with you before you sign anything.

Why Choose Tio Rico Te Ayuda

  • Loan approval in 30 minutes or under
  • Flexible payment plans (bi-weekly, semi-monthly, or monthly)
  • No insurance required in most cases
  • Locations throughout Arizona

Registration Loans Near You

Tio Rico Te Ayuda helps borrowers throughout the Phoenix metro area, including Phoenix, Glendale, Avondale, and Mesa. Find the location nearest you, or start your application online and finish with help from a local office.

Apply for a Registration Loan Today

You can apply online, call 602-322-1010, or visit a Tio Rico Te Ayuda location. Approval takes 30 minutes or under, and all you need is your vehicle registration, not your title.