Tag: personal finance tips

You Don’t Have to Be a Scrooge While Sticking to a Holiday Budget

Woman Happy Christmas Shopping and Lights

And let’s be honest. Why do we spend so much at Christmas? Unfortunately, it’s the social pressure that we feel and that we don’t have any other choice. You end up being a Scrooge if you don’t give during the season of giving. As a result, we become shoppers that fall into the seasonal pressure… Read more »

Furnishing Your First Home on the Cheap

Cozy home

Congratulations! You just bought your starter home. You may be both excited and worried about finishing it now. While buying all the new furniture you need at once can be expensive, it doesn’t necessarily have to be. As always, there are ways to save money on pieces, and you know what, the savings can really… Read more »

Using Short Term Loans for Off-Campus Housing

College Student

We all know that college or trade-school can be a financially strapping phase in life. The cost of school, housing, supplies and just living on your own can really add up. Students are always looking for ways to make and save money, to afford the costs of school. Tio Rico Te Ayuda is here to… Read more »

Emergency Loans in Mesa, Arizona

finance charts and graphs

Sometimes life can throw you a curveball, and you need to be able to handle the financial repercussions. Whether it be family, medical, or natural disaster, emergencies happen. How do you afford the costs associated with an emergency? Not everyone has insurance for financial coverage. Even if you do have insurance, certain carriers won’t cover… Read more »

Cheap Spring Break Ideas: Where to Go, Stay, and More!

cheap spring break ideas

Are you a college student looking for cheap spring break ideas because you’re on a budget? How about a teacher looking to take a family on vacation for a week? While there are a ton of tropical spring break locations, vacation doesn’t have to break the bank. Try some of these budget friendly ideas!

Help! I’m in My 30’s and Still Living Paycheck to Paycheck

Stop living paycheck to paycheck

Do you remember being in high school, looking at people in their 30’s and thinking “Wow, I can’t wait! I will have all the financial freedom when I’m that age”? Fast forward to now: credit card bills, student loans, and daily expenses make financial peace seem like an impossible goal. Sure, the future might seem… Read more »

Healthy, Low-Cost Summer Meal Planning

Save Money with Meal Planning

Like most Americans, you probably spend a big part of your budget on food and groceries. Typically, the average family’s food costs per month average about $800. For many of these families, it may be hard to stay on a healthy diet because quantity can overpower quality when it comes to being on a tight… Read more »

4 Bad Financial Habits You Might Be Teaching Your Kids

If you are a parent, you have most likely seen some of your imperfections come to light through the actions or words that come from kids. Kids and teens are constantly observing what you do and also see how you manage your money on a day-to-day basis. As much as you try to teach them… Read more »