Author: My Tio Rico

Can I Use My Car as Collateral for a Loan?

title loan faqs

Ever find yourself in a situation where you need cash, but don’t know where you are going to find it? Perhaps you are faced with some unexpected bills, and you don’t have the highest credit score on the block. Who or where do you turn to, to get some financial relief? Tio Rico Te Ayuda… Read more »

Dress Like a Professional (Without the Professional Cost)

woman dressed professionally on phone

Congrats! You finally just landed your dream job. But now, what to wear? Buying professional clothing can be somewhat of a burden to many people because buying new clothes can really add up. However, we’ve put a list together of ways that you can save money when purchasing clothes for your new professional job.

Don’t Miss Out on Tax Incentives When You Volunteer or Donate

Do something great

Is there anything more rewarding than giving back to your community? Whether it’s making a charitable donation or volunteering your time, knowing that your efforts are helping people in need is such a great feeling. In addition to feeling good about what you’re doing, there also may be tax benefits that you can associate with… Read more »

How Can I Get Easy Phoenix, AZ Title Loans? Find Out Here.

planning finances at desk

You are busy. We are busy. We are all busy, so we get it. We know that as life is happening there are hardly any moments that we can just wait around for something to happen, especially when it comes to our financial situation. When it is imperative to have a means of income in… Read more »

Happy New Year from the Tio Rico Team!

happy new year card

Are you excited and ready for what 2018 has to bring? We sure are! 2017 has turned out to be another fantastic year for both us and our customers, and we couldn’t be happier to continue into the new year with our wonderful staff and each and every one of you. We will have plenty… Read more »

Happy Everything from Tio Rico!

Small white Christmas gift

The holiday season is here and Tio Rico team are happy to give the gift of title and registration loans in Arizona and Southern California this year.  We also hope you are excited for this wonderful holiday and the quality time you’re about to share with family and friends. Enjoy this time of year as a… Read more »

You Don’t Have to Be a Scrooge While Sticking to a Holiday Budget

Woman Happy Christmas Shopping and Lights

And let’s be honest. Why do we spend so much at Christmas? Unfortunately, it’s the social pressure that we feel and that we don’t have any other choice. You end up being a Scrooge if you don’t give during the season of giving. As a result, we become shoppers that fall into the seasonal pressure… Read more »

How Can I Pay for Christmas When I Don’t Have Money?

Christmas gifts under tree

We all know that Christmas is a shopping season but it also seems like the time of year that cash is typically hard to come by. A holiday loan type personal loan can help bridge the gap between your gift list and your bank balance. It can take the pressure off paying for holiday travel,… Read more »

Hosting a Holiday Dinner on a Budget

holiday table settings

It’s the season of gatherings and shindigs but when you have more friends than cash you might feel stumped as to how to host a dinner party at your house. Who says you can’t entertain family and friends on a budget? Let’s a look at a few ways to create party this holiday season that… Read more »

Furnishing Your First Home on the Cheap

Cozy home

Congratulations! You just bought your starter home. You may be both excited and worried about finishing it now. While buying all the new furniture you need at once can be expensive, it doesn’t necessarily have to be. As always, there are ways to save money on pieces, and you know what, the savings can really… Read more »

Using Short Term Loans for Off-Campus Housing

College Student

We all know that college or trade-school can be a financially strapping phase in life. The cost of school, housing, supplies and just living on your own can really add up. Students are always looking for ways to make and save money, to afford the costs of school. Tio Rico Te Ayuda is here to… Read more »

Emergency Loans in Mesa, Arizona

finance charts and graphs

Sometimes life can throw you a curveball, and you need to be able to handle the financial repercussions. Whether it be family, medical, or natural disaster, emergencies happen. How do you afford the costs associated with an emergency? Not everyone has insurance for financial coverage. Even if you do have insurance, certain carriers won’t cover… Read more »

How to Avoid Getting Sick and How to Pay for it if You Do

Doctors's stethoscope

It’s that time of year, the flu and cold season is upon us. Getting sick is not only a health inconvenience, it can also be a costly one with doctors appointments and prescriptions that need to be filled. Not everyone has health insurance or reliable health insurance to help with the expenses. Tio Rico Te… Read more »

Fall Gardening and How to Prepare

use cash loans in az for fall gardening

ht: 400;”>Time passes quickly and autumn is approaching us. The kids are back in school and gives us more time to spend time outside when it isn’t as hot outside. Does your yard beckon you and encourage you to spend time there?

5 Ways to Decorate Your Dorm Room

Use Loans in AZ to decorate your dorm room

As the new school year is now in full swing, many students are getting used to new class schedules, selecting professors and teacher, and looking forward to the new semester. But in the whirlwind of preparation that each college semester requires, one thing is often overlooked: the dorm room. The dorm will be an important… Read more »

Back to School Savings: Easy as 1, 2, 3

Save money for back to school

It’s that time of year again. Back to school! The fun of summer is over, and the kids go back to school. While it might be a relief to some parents to have the kids out of the house, back to school shopping can be a real nightmare. According to Quicken Loans, as of 2015,… Read more »

5 Signs You Need a Personal Loan

Woman at Laptop

It doesn’t take much to throw you off your budget. Unexpected expenses can pop up out of the blue, but there’s no reason to get overwhelmed. A personal loan can get you through a difficult financial time and back on track.

5 Ways to Get the Kids Outdoors and Not Glued to the TV

Kids playing outdoors

If your kids are anything like the average small humans, they might be glued to screens all day, or maybe they are constantly whining that they are bored. If you don’t want to spend money on memberships to parks or pools or are in a pinch for money and can’t afford extra expenditures right now,… Read more »

Creating a Budget Based on Your Lifestyle and Income

budget text

Creating a budget based on your lifestyle and income is essential to managing your finances. For many families frugal living is often a necessity rather than a choice. Packing lunches, taking the bus or pre-cooked meals that would last for 2-3 days helps to keep the household finances on track.

What is a Credit Report? Everything You Need to Know!

credit reports graphic

What is a credit report? A credit report is a detailed account of your credit history that determines your credit score. On your credit report, you will see a summary of every credit or loan account you have taken out and your payment history, if you have missed payments or quit paying altogether, that will… Read more »