Author: My Tio Rico

Learn How to Responsibly Use Personal Loans

Money in Wallet

Personal loans are one of the more popular kinds of loans for consumers in Phoenix, AZ (or anywhere for that matter). This type of loan is a form of credit used for a specific purpose. It is unsecured, meaning, there is no collateral when borrowing as in the case with a mortgage or car title…. Read more »

Shopping Season Tips: Avoid the Pitfalls of Fraud

how to avoid fraud

With the holiday season approaching, how to avoid fraud should be at the top of every consumer’s shopping list. Today’s world of online banking has simplified borrowing money. Yet, the new technology has been combined with old tricks to make it easier for scam artists. Financial scammers prey the most on people who have the… Read more »

The Biggest Mistakes College Students Should Avoid

Credit Card

College students and fiscal responsibility. Historically, these two categories are not the best combination. College typically marks the first time the majority of students are on their own, socially, scholastically and financially. Students will face difficult financial decisions when it comes to money management, as they have to balance tuition, books, supplies, food and spending… Read more »

How Do Registration Loans Work?

car keys

Where do you turn to when an unexpected, costly life emergency pops up? The average person is not going to have $3,000 just sitting around waiting for an emergency to happen. Life can be expensive. Most people will seek out an auto title loan to help bridge the gap. But what do you do when… Read more »

How to Get Quick Personal Loans

Handshake

Picture this all too real-life scenario: You’re just involved in a car accident and are at fault. Everyone is okay, but the other vehicle involved has some heavy damage. Unfortunately for you, collision insurance is expensive and you are already in debt with student loans. The damage costs outweigh your savings account by a bit…. Read more »

Travel Light and Save Money Like a Pro

personal finance tips

Summer is not quite over, and September is still a favorite time of year for people to venture out for a vacation or road trip. While vacationing and exploring is no doubt fun, it can also be expensive. Today we explore some personal finance tips on how to travel like a minimalist and save money… Read more »

How to Make a Little Extra Cash Before Payday

payday cash loan

Where do you turn to when you are in a financial pinch? What do you do when a bill or financial situation pops up that calls for immediate attention and action? Sometimes, we just can’t wait for payday. Many employers only disperse payment twice a week or even once a month. This does not help… Read more »

Borrowing Money Can Be Quick and Easy

fast cash loans

When you need a quick infusion of cash, where do you turn to? Over the past few years, most financial institutions have aggressively tightened their collective purse strings due to economic conditions and lending regulations, making it nearly impossible to obtain a quick, cash loan. This is not helpful when you have a timely electrical… Read more »

A Complete Guide to Getting a Vehicle Title Loan

man driving car

Money. It’s never around when you need it most. And when you do need it, how can you not only get it but get it FAST? Obtaining a loan from a bank or other financial institution can take what feels like forever, not to mention the piles of paperwork. When you need money, you need… Read more »

The Best Ways to Manage Your Finances with Your Partner

Couple laughing

Adults lead busy and hectic lives. Personal time is a premium and it’s challenging enough to manage your own finances. But it can be stressful to joint manage you and your partner’s finances. Just as it took time for you and your partner to develop a loving relationship, it will also take a little time… Read more »

Title Loans in Arizona: Lenders That Locals Trust

man signing a check on a desk

If money is tight and you come up a little short when it comes time to pay your monthly bills or make an unexpected big purchase, it’s easy to feel defeated or even overwhelmed. What many people don’t know is that auto title loan can help when you need reliable fast cash. What most people… Read more »

What You Need to Know About Getting a Title Loan

Arizona desert man leaping from one rock to another

Financial problems can pop up out of the blue when we least expect them. Life can happen in the blink of an eye, and life is not cheap. Health problems can arise with unexpected medical bills, which add up quick. Whatever the financial scenario is, it’s nice to know that title loans and quick personal… Read more »

Spring Cleaning: For Your Budget

Computer on desk with notebook

Spring is here and it signals a giant reset button for all of us. No matter where we live in the country, spring cleaning is a time for a refresh. This can and should ring true for our personal finances. Spring represents a great time to tidy up your budget. Below we look at some… Read more »

Debt and Having a Baby: Plan, Budget, Prepare

Pregnancy announcement

Congratulations! You are expecting! Having a baby is indeed one of the most exciting life events, period. Having a baby can also be one of the most frightening life experiences! How does one begin to budget for a new family member who will be completely dependent on Mom and Dad? Maintain regular breathing patterns. Below… Read more »

Need a Quick Cash Title Loan? Apply Online to Save Your Time!

Happy couple

When you are in a pinch for cash, time is of the essence. Financial duress is a stressful situation that can wear on your emotions and physical health. The last thing you want or need is to jump through 100 different hoops in order to secure a short term loan. This is where Tio Rico… Read more »

How to Create (and Stick to) a Food Budget for Two

Two people eating nachos

Have you received a little sticker shock after your last grocery shop? News flash…food is expensive! There is no way around it, everyone has to eat. So how are we supposed to save money on important purchases when our food habits are draining our bank accounts? Today we discuss how to create (and stick to!)… Read more »

Tax Refunds and Title Loans: When You Need It Most!

tablet

We typically associate this time of year with the color green. Spring is right around the corner, which means grass will be growing with flowers in bloom. With Spring, also comes tax return season. Tax return season will also add a little green to our lives. It’s not a nice feeling when you receive your… Read more »

How to Get Emergency Cash Loans in Arizona and California

Woman looking at phone

When an emergency occurs, not only can it cause physical and emotional upheaval, it also wreaks havoc on your financial situation. If you have to sink money into unexpected bills, it can leave you scrambling to pay for day to day necessities like groceries, let alone monthly bills. Not everyone has insurance to cover them… Read more »

What are the Difference Between Title Loans and Registration Loans?

mother playing with child

When life throws you financial curve balls, where or who do you turn to for financial relief? Credit cards are a popular solution, that is, if you have decent enough credit to be approved for one. What do you do if your credit score is below average or worse? No major cards or institutions will… Read more »

Get Short Term Loans for Bad Credit in AZ

Man writing on paper

Ever have that life moment where bills are piling up and you just can’t seem to get ahead enough to pay the mortgage, rent, or utility bills. It seems everyone around you is driving around in that nice car or striking it rich, while your credit score continues to sink. Life can be hard when… Read more »