Want to Remodel Your House? Get a Title Loan!

title loan

It’s that time to spruce up your home. Whether it’s new paint colors on the wall or your kitchen needs updated cabinets or new appliances, these updates cost money. Get started on your project today with one of these three types of financing that will help you complete your home renovations.

 How to Get the Cash You Need with a Title Loan

If you are looking for some extra cash fast and own a vehicle, a title loan may be just what you need. We understand what it’s like to be in a difficult financial situation, that’s why at Tio Rico we make sure you get your title loan as quickly and easily as possible. You may be able to borrow against the equity of your vehicle and get a same day cash loan in as little as 30 minutes.

The first step in getting your loan begins with submitting your application. There are 3 ways you can apply – by filling out our instant online application, over the phone, or in person at a Tio Rico Te Ayuda location. In order to apply you must be 18 years of age or older, own a car, truck, motorcycle or RV, and have a valid picture identification or driver’s license. Once your vehicle is evaluated by Tio Rico Te Ayuda, and our underwriters review your information, a loan amount will be offered to you as well as the interest rate due on the loan and how long you have to pay back the loan.

You’re probably wondering, “well, how much cash can I get and how fast can I get it?” Our car title loans can range anywhere between $100 and $100,000, depending on the value of your vehicle, your credit history, and other various factors. If you agree to accept the title loan we offer you, all that’s left is for you to come in and sign the loan documents, and you’ll get an immediate check from Tio Rico Te Ayuda that you can cash and get the money you need for your home renovations.

Try an Installment-Based Personal Loan

If you don’t own a vehicle or are unsure if you want to use it as collateral and are looking for a loan where you have a set number of scheduled payments over a set period of time, a personal loan might be the best solution for you. A personal loan is a fast, easy short term cash loan that allows you to borrow anywhere between $100 and $1000.
It’s common to face unforeseen financial situations causing you to bite into the money you’ve been saving for future home renovations. Don’t let money put your plans on the back burner and get the cash you need with a personal loan. Time is not an issue at Tio Rico; our highly trained and skilled financial staff is able to process and approve your personal loan in only 30 minutes. Believe it or not, applying for a personal loan is just fast and easy as an auto title loan! It’s okay if you don’t have perfect credit. With the help of Tio Rico Te Ayuda, we can get you approved for a fast cash, no credit personal loan in as little as 30 minutes.

A Few Tips for Financial and Project Success

With these options, the interest rate will be based in part on the borrower’s credit scores. So check your credit reports to see where you stand before you start shopping. You can pull free reports at AnnualCreditReport.com and you can check your credit score monthly at Credit.com. And having a plan for a home renovation project and paying back debt alike is very important. Build in an extra 25% to your budget for unexpected needs and if you don’t spend it, you’ll be able to pay off your debt that much faster.

So, when you need a little extra help to get the money you need to complete your renovations to achieve the home of your dreams, Tio Rico is here to help. We have the best title loans in Arizona, California, and New Mexico as well as excellent customer service to match. Get started and get your title loan today by simply filling out our quick and easy online application, giving our representatives a call, or visiting us at one of our friendly Tio Rico locations. We look forward to helping you make your home renovation dreams come true!